Montgomery County property record for 15913 Ridge Oak Rd, Willis, TX 77378
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,748 sqft · built 2024 |
| Lot Size | 1.51 acres (66,211 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,546 (Feb 2024) |
| Tax Bill | $10,089 (2025) |
| Deeds & Mortgages | Sep 2024 Construction Loan Feb 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8282-08-07600 |
| Primary APN | 8282-08-07600 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,748 sqft Living Area |
| Gross Area | 3,497 sqft |
| 1st Floor Area | 2,748 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Foundation Type | Slab (Mat/Raft) |
|---|---|
| Roof Material | Composition Shingle |
| Lot Area | 66,211 sqft |
| View / Lot | Front |
| Garage Type | Attached |
| Garage Area | 749 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 476 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 15913 RIDGE OAK RD |
|---|---|
| City | WILLIS |
| State | TX |
| Zip | 77378-1791 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S828208 - REPUBLIC GRAND RANCH 08, BLOCK 4, LOT 13 |
| Legal Subdivision | REPUBLIC GRAND RANCH 08 |
| Legal Block | 4 |
| Legal Lot Number | 13 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | WILLIS |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 694107 |
15913 Ridge Oak Rd is owned and occupied by two individuals who bought it in February 2024.
Source: Montgomery County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15913 RIDGE OAK RD, WILLIS, TX 77378-1791 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2024 | Deed of Trust, Mortgage · Construction Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 5, 2024 | Vendor's Lien, Transfer · Commercial Mortgage AUSTIN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2024 · Amount on File |
| Deed Sale | Feb 5, 2024 · Amount on File |
| Deed Document Number | 202411060 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 15913 RIDGE OAK RD, WILLIS, TX 77378-1791 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 25226 TUCKAHOE LN, SPRING, TX 77373-8000 |
| Document Number | 0000093371 |
|---|---|
| Date | Sep 18, 2024 |
| Instrument | 2024093371 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Sep 1, 2055 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Feb 5, 2024 |
| Property Address | 15913 RIDGE OAK RD, WILLIS, TX 77378-1791 |
| Document Number | 0000011060 |
| Map Reference | CAB Z SH 9075 |
| Instrument Date | Feb 2, 2024 |
| Instrument | 2024011060 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 183 WATER ST, WILLIAMSTOWN, MA 01267-2830 |
| Name | Verified Name |
|---|---|
| Address | 25226 TUCKAHOE LN, SPRING, TX 77373-8000 |
| Document Number | 0000011061 |
|---|---|
| Date | Feb 5, 2024 |
| Instrument | 2024011061 |
| Name | AUSTIN BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 15913 Ridge Oak Rd was $10,089 with a homeowner's exemption, up 378.6% from the year before.
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Willis Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $717,116 (+10.33%) Land $126,160 Building $590,956 | $717,116 (+10.33%) Land $126,160 Building $590,956 | |
| 2025 | $10,089.00 (+378.61%) Homeowner's exemption | $650,000 (+415.22%) Land $126,160 Building $523,840 | $650,000 (+415.22%) Land $126,160 Building $523,840 |
| 2024 | $2,108.00 (+70.69%) | $126,160 (+66%) Land $126,160 | $126,160 (+66%) Land $126,160 |
| 2023 | $1,235.00 | $76,000 Land $76,000 | $76,000 Land $76,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15913 Ridge Oak Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15913 Ridge Oak Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 75% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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