Essex County and Minerva Town property record for 1591 State Rte 28N, Minerva, NY 12851
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,836 sqft · built 1920 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $166,000 (Nov 2023) |
| Tax Bill | $3,011 (2026) |
| Deeds & Mortgages | Sep 2022 Mortgage Nov 2023 Sale & Mortgage + 1 more |
| APN | 645J104611 |
| Primary APN | 645J104611 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,836 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| 2nd Floor Area | 828 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 39,204 sqft (0.9 acres) |
| Porch | Slab |
| Porch Area | 206 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 645J104611 |
|---|---|
| Street Address | 1591 STATE ROUTE 28N |
| City | MINERVA |
| State | NY |
| Zip | 12851-1800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 25 TWP 25 DOMINICK PAT |
| Legal Block | 1 |
| Legal Lot Number | 13.000 |
| Jurisdiction | ESSEX NY |
| Township / Civil Division | MINERVA |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 961400 |
Source: Essex County and Minerva Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1454 STATE ROUTE 28N, MINERVA, NY 12851-2407 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Nov 2, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA |
| Feb 1, 2019 | Warranty Deed, Transfer · FHA Mortgage PACIFIC UNION FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2023 · Amount on Record |
| Deed Sale | Nov 2, 2023 · Amount on Record |
| Prior Sale | Feb 1, 2019 · Amount on Record |
| Deed Document Number | 20233940 |
| Deed Book / Page | 2143 / 164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NY |
| Property Address | 1591 STATE ROUTE 28N, MINERVA, NY 12851-1800 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0020224507 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 2022-4507 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESSEX NY |
| Recording Date | Nov 2, 2023 |
| Property Address | 1591 STATE ROUTE 28N, MINERVA, NY 12851-1800 |
| Document Number | 002143/164 |
| Book / Page | 2143 / 164 |
| Instrument Date | Oct 25, 2023 |
| Instrument | 2023-3940 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1454 STATE ROUTE 28N, MINERVA, NY 12851-2407 |
| Document Number | 0020233941 |
|---|---|
| Date | Nov 2, 2023 |
| Instrument | 2023-3941 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESSEX NY |
| Recording Date | Feb 1, 2019 |
| Property Address | 1591 STATE ROUTE 28N, MINERVA, NY 12851-1800 |
| Document Number | 0001942/78 |
| Book / Page | 1942 / 78 |
| Instrument Date | Jan 25, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 JOHN RUST RD, INDIAN LAKE, NY 12842-1718 |
| Document Number | 0002019410 |
|---|---|
| Date | Feb 1, 2019 |
| Instrument | 2019-410 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Essex County and Minerva Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Essex County |
| County Subdivision | Minerva Town |
| Unified School District | Minerva Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,011.00 (-5.79%) | ||
| 2025 | $3,196.00 (+112.08%) | $178,600 (+8.51%) Land $37,200 Building $141,400 | $178,600 (-2.35%) Land $37,200 Building $141,400 |
| 2023 | $164,600 (-) Land $32,200 Building $132,400 | $182,900 (+11.12%) Land $35,780 Building $147,120 | |
| 2022 | $1,507.00 (-45.73%) | $164,600 Land $32,200 Building $132,400 | $164,600 Land $32,200 Building $132,400 |
| 2020 | $2,777.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SLICFiber Fiber | 1,000 / 1,000 |
| Frontier Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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