1566 State Rte 28N, Minerva, NY 12851 Property Records

Essex County and Minerva Town property record for 1566 State Rte 28N, Minerva, NY 12851

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,808 sqft · built 1995
Lot Size	16.6 acres (724,403 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,720 (2026)
Deeds & Mortgages	Jul 2021 Line of Credit
APN	`645J101115`

Property Details

APN / Parcel Number

Primary APN	`645J101115`
Alternative APNs	`340015400400060100000000` `153400 154.4-6-10.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,808 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	944 sqft
2nd Floor Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	724,403 sqft (16.6 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Shed	1 Shed
Canopy	3,555 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	645J101115
Street Address	1566 STATE ROUTE 28N
City	MINERVA
State	NY
Zip	12851
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	02 - SINGL
Legal Description	25&26 TWP 25 DOMINICK PAT ALSO 1014/330
Legal Block	6
Legal Lot Number	10.000
Jurisdiction	ESSEX NY
Township / Civil Division	MINERVA
Census Block Group	1
Census Block	1047
Census Tract	961400

Owner

Source: Essex County and Minerva Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 TOWN SHED RD, MINERVA, NY 12851-1804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	1566 STATE ROUTE 28N, MINERVA, NY 12851
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20213532
Date	Jul 8, 2021
Instrument	2021-3532

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2046

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Minerva Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Minerva Town
Unified School District	Minerva Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,720.00 (+19.52%) Homeowner's exemption Senior Citizen's exemption
2025	$4,786.00 (+138.82%)	$339,300 (+46%) Land $56,600 Building $282,700	$339,300 (+31.41%) Land $56,600 Building $282,700
2023		$232,400 (-) Land $46,800 Building $185,600	$258,200 (+11.1%) Land $51,996 Building $206,204
2022	$2,004.00 (-41.35%) Homeowner's exemption Senior Citizen's exemption	$232,400 Land $46,800 Building $185,600	$232,400 Land $46,800 Building $185,600
2020	$3,417.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINERVA WD serves 800 people · EPA ID NY1500286
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SLICFiber Fiber	1,000 / 1,000
Frontier Fiber	1,000 / 1,000