Hardin County property record for 1591 S Boundary Rd, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,104 sqft · built 2006 |
| Lot Size | 0.292 acres (12,720 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,000 (Aug 2023) |
| Tax Bill | $1,844 (2025) |
| Deeds & Mortgages | May 2013 Mortgage Apr 2009 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-20-10-395 |
| Primary APN | 180-20-10-395 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,104 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,720 sqft (0.292 acres) |
| Patio Area | 160 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 1591 S BOUNDARY RD |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9687 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING HILLS LT 395A #15 |
| Legal Subdivision | WHISPERING HILLS |
| Legal Tract | 395 |
| Legal Lot Number | 395A |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 600 |
Source: Hardin County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1591 S BOUNDARY RD, RADCLIFF, KY 40160-9687 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2013 | Deed of Trust, Mortgage · VA Mortgage AMERICAN BANK |
| Apr 2, 2009 | Deed of Trust, Mortgage · VA Mortgage FIFTH THIRD MORTGAGE CO |
| Aug 22, 2024 | Deed of Trust, Mortgage · Line of Credit ABOUND FCU |
| Aug 8, 2023 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Jan 26, 2018 | Warranty Deed, Transfer |
| Jan 26, 2018 | Warranty Deed, Transfer COMMONWEALTH B& T |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2023 · Amount on Record |
| Deed Sale | Aug 8, 2023 · Amount on Record |
| Prior Sale | Jan 26, 2018 · Amount on Record |
| Deed Document Number | 0001556591 |
| Deed Book / Page | 1556 / 591 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 1591 S BOUNDARY RD, RADCLIFF, KY 40160-9687 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002064/344 |
|---|---|
| Date | May 16, 2013 |
| Book Page | 2064/344 |
| Name | AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | GREENBELT, MD 20770 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 1591 S BOUNDARY RD, RADCLIFF, KY 40160-9687 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 001842/280 |
|---|---|
| Date | Apr 2, 2009 |
| Book Page | 1842/280 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45263 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 1591 S BOUNDARY RD, RADCLIFF, KY 40160-9687 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1591 S BOUNDARY RD, RADCLIFF, KY 40160-9687 |
| Document Number | 002532/184 |
|---|---|
| Date | Aug 22, 2024 |
| Book Page | 2532/184 |
| Name | ABOUND FCU |
|---|---|
| Type | Credit Union |
| Address | RADCLIFF, KY 40159 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 22, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Aug 8, 2023 |
| Property Address | 1591 S BOUNDARY RD, RADCLIFF, KY 40160-9687 |
| Document Number | 001556/591 |
| Book / Page | 1556 / 591 |
| Map Reference | CAB 1 SH 4123 |
| Instrument Date | Aug 7, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | AGENTS TITLE INC, AGENCY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 593 LAKESHORE PKWY, BRANDENBURG, KY 40108-7515 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1591 S BOUNDARY RD, RADCLIFF, KY 40160-9687 |
| Document Number | 0024911131 |
|---|---|
| Date | Aug 8, 2023 |
| Instrument | 2491/1131 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Jan 26, 2018 |
| Property Address | 1591 S BOUNDARY RD, RADCLIFF, KY 40160-9687 |
| Document Number | 1451/729 |
| Book / Page | 1451 / 729 |
| Instrument Date | Jan 16, 2018 |
| Instrument | 180-00000908 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1591 S BOUNDARY RD, RADCLIFF, KY 40160-9687 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Jan 26, 2018 |
| Property Address | 1591 S BOUNDARY RD, RADCLIFF, KY 40160-9687 |
| Document Number | 001451/729 |
| Book / Page | 1451 / 729 |
| Instrument Date | Jan 16, 2018 |
| Instrument | 180-00000908 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1591 S BOUNDARY RD, RADCLIFF, KY 40160-9687 |
| Document Number | 0000002222/0000000655 |
|---|---|
| Date | Jan 26, 2018 |
| Book Page | 0000002222/0000000655 |
| Instrument | 010543700020 |
| Name | COMMONWEALTH B& T |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2048 |
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,844.00 (+36.69%) Homeowner's exemption Additional exemption filed | $245,000 (+75%) Land $18,000 Building $227,000 | $245,000 (+75%) Land $18,000 Building $227,000 |
| 2023 | $140,000 (-) Land $15,400 Building $124,600 | $140,000 (-) Land $15,400 Building $124,600 | |
| 2022 | $140,000 Land $15,400 Building $124,600 | $140,000 Land $15,400 Building $124,600 | |
| 2021 | $1,349.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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