Hardin County property record for 1191 S Boundary Rd, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,975 sqft · built 2006 |
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Jun 2022) |
| Tax Bill | $1,836 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-20-10-397 |
| Primary APN | 180-20-10-397 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,975 sqft Living Area |
| Basement Area | 1,480 sqft |
| Finished Basement | 1,480 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,803 sqft (0.248 acres) |
| Porch | Porch |
| Porch Area | 100 sqft |
| Patio Area | 100 sqft |
| Heating System | Central |
|---|
| Street Address | 1191 S BOUNDARY RD |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9185 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING HILLS LT 397A #15 |
| Legal Subdivision | WHISPERING HILLS |
| Legal Block | 10 |
| Legal Lot Number | 397A |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 600 |
Source: Hardin County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1191 S BOUNDARY RD, RADCLIFF, KY 40160-9185 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2022 | Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Jun 28, 2022 | Warranty Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP |
| Mar 18, 2020 | Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2022 · Amount on Record |
| Deed Sale | Jun 28, 2022 · Amount on Record |
| Prior Sale | Mar 18, 2020 · Amount on Record |
| Deed Book / Page | 1537 / 107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 1191 S BOUNDARY RD, RADCLIFF, KY 40160-9185 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1391 S BOUNDARY RD, RADCLIFF, KY 40160-9687 |
| Document Number | 02446/1379 |
|---|---|
| Date | Jun 28, 2022 |
| Book Page | 2446/1379 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Jun 28, 2022 |
| Property Address | 1191 S BOUNDARY RD, RADCLIFF, KY 40160-9185 |
| Document Number | 001537/107 |
| Book / Page | 1537 / 107 |
| Map Reference | CAB 1 SH 4123 |
| Instrument Date | Jun 24, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Title Company | TURN KEY TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 460 JACKSON CIR, 460, FORT LEE, VA 23801-1065 |
| Name | Verified Name |
|---|---|
| Address | 1191 S BOUNDARY RD, RADCLIFF, KY 40160-9185 |
| Document Number | 02446/1364 |
|---|---|
| Date | Jun 28, 2022 |
| Book Page | 2446/1364 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Mar 18, 2020 |
| Property Address | 1191 S BOUNDARY RD, RADCLIFF, KY 40160-9185 |
| Document Number | 1487/1037 |
| Book / Page | 1487 / 1037 |
| Map Reference | CAB 1 SH 4123 |
| Instrument Date | Mar 12, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $148.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2303876 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | 2303/876 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,836.00 (+28.57%) | $195,000 (-) Land $18,000 Building $177,000 | $195,000 (-) Land $18,000 Building $177,000 |
| 2023 | $195,000 (+31.31%) Land $15,000 Building $180,000 | $195,000 (+31.31%) Land $15,000 Building $180,000 | |
| 2022 | $148,500 Land $14,900 Building $133,600 | $148,500 Land $14,900 Building $133,600 | |
| 2021 | $1,428.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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