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1591 Prospect Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1591 Prospect Ave, Capitola, CA 95010 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2015
Square Footage1,273 sqft Living Area
Lot Size2,483 sqft (0.057 acres)
OccupancyOwner Occupied
Last Sale$1,510,000 (2023)
Tax Bill$19,181.00 (2025)

Owner

Source: Santa Cruz County records · APN 034-044-12

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1591 PROSPECT AVE, CAPITOLA, CA 95010-3854
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Sep 07, 2021Deed of Trust, Mortgage · Commercial Mortgage
ROB NINO
Feb 24, 2023Grant Deed, Transfer · Conventional Mortgage
FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 24, 2023 · Amount on Record
Deed SaleFeb 24, 2023 · Amount on Record
Deed Doc Number20233184
Prior Transfer DateOct 03, 1996
Prior Transfer Doc0000034269
Record RefreshedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1591 PROSPECT AVE, CAPITOLA, CA 95010-3854
Transaction TypeMortgage
Record UpdatedMay 30, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3986 MARCASEL AVE, LOS ANGELES, CA 90066-4616

Mortgage

Document Number0000045997
DateSep 07, 2021
Instrument2021-0045997
Lender
NameROB NINO
TypePrivate Party
Address4242 JOHN SMITH RD, HOLLISTER, CA 95023
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateFeb 24, 2023
Property Address1591 PROSPECT AVE, CAPITOLA, CA 95010-3854
Document Number0000003184
Map ReferenceMB 9 PG 19
Instrument DateFeb 17, 2023
Instrument2023-0003184
Transaction TypeTransfer
Record UpdatedMay 30, 2023
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,661.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address1591 PROSPECT AVE, CAPITOLA, CA 95010-3854

Mortgage

Document Number0000003185
DateFeb 24, 2023
Instrument2023-0003185
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053
Interest
Rate TypeAdjustable Rate
Rate4.65%
Type Change DateMar 01, 2030
Change FrequencyAnnually
Min Rate At Change3.95%
Max Rate At Change10.9%
Index52-Week T-Bill (1-Year)
Max Rate10.9%

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$1,602,424 (+2%) Land $1,201,818 Building $400,606
2025$19,181.00 (+135.06%) Homeowner's exemption$1,571,004 (+144.9%) Land $1,178,253 Building $392,751
2023$8,160.00 (+1.34%)$641,476 Land $468,103 Building $173,373$1,326,330
2022$8,052.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN034-044-12
Alternative APN
  • 034-044-12-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,273 sqft Living Area
Gross Area1,473 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2015
Construction TypeWood Construction
Roof ConstructionSawtooth Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area2,483 sqft (0.057 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area200 sqft Garage
Deck Area120 sqft Deck

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1591 PROSPECT AVE
CityCAPITOLA
StateCA
Zip95010-3854
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 29
Legal SubdivisionCAMP FAIR VIEW
Legal Lot Number29
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1016
Census Tract121701

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