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1575 Prospect Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1575 Prospect Ave, Capitola, CA 95010 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1987
Square Footage1,616 sqft Living Area
Lot Size3,311 sqft (0.076 acres)
OccupancyOwner Occupied
Last Sale$1,265,000 (2016)
Tax Bill$18,086.00 (2025)

Property Details

APN / Parcel Number

Primary APN034-044-14
Alternative APN
  • 034-044-14-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,616 sqft Living Area
Gross Area1,993 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1987
Construction TypeWood Construction
Roof ConstructionSawtooth Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area3,311 sqft (0.076 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area377 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1575 PROSPECT AVE
CityCAPITOLA
StateCA
Zip95010-3854
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionCAMP FAIR VIEW
Legal Lot Number33
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1016
Census Tract121701

Owner

Source: Santa Cruz County records · APN 034-044-14

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1575 PROSPECT AVE, CAPITOLA, CA 95010-3854
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Jan 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 21, 2016 · Amount on Record
Deed SaleNov 21, 2016 · Amount on Record
Deed Doc Number201645847
Prior Transfer DateOct 26, 2011
Prior Transfer Doc0000044085
Record RefreshedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1575 PROSPECT AVE, CAPITOLA, CA 95010-3854
Transaction TypeMortgage
Record UpdatedSep 28, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1575 PROSPECT AVE, CAPITOLA, CA 95010-3854

Mortgage

Document Number0000047081
DateSep 14, 2021
Instrument2021-0047081
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1575 PROSPECT AVE, CAPITOLA, CA 95010-3854
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003751
DateJan 31, 2020
Instrument2020-0003751
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,497,001 (+2%) Land $1,047,900 Building $449,101
2025$18,086.00 (+9.37%)$1,467,648 (+4.04%) Land $1,027,353 Building $440,295
2023$16,536.00 (+1.02%)$1,410,658 Land $987,460 Building $423,198$1,441,710
2022$16,369.00

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