1591 Culpepper Dr, Naperville, IL 60540 Property Records

DuPage County property record for 1591 Culpepper Dr, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,154 sqft · built 1985
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Mar 2005)
Tax Bill	$13,873 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-21-309-029`

Property Details

APN / Parcel Number

Primary APN	`08-21-309-029`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,154 sqft Living Area
Gross Area	4,679 sqft
1st Floor Area	1,849 sqft
2nd Floor Area	1,381 sqft
Basement Area	1,449 sqft
Finished Basement	924 sqft
Unfinished Basement	525 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1591 CULPEPPER DR
City	NAPERVILLE
State	IL
Zip	60540-8353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	HUNTINGTON RIDGE UNIT 1 ALL
Legal Subdivision	HUNTINGTON RIDGE UNIT 1
Legal Lot Number	1
Legal Unit	1
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	2
Census Block	2008
Census Tract	846202

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8S265 WEHRLI RD, NAPERVILLE, IL 60540-9463
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Mar 19, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2005 · Amount on Record
Deed Sale	Mar 8, 2005 · Amount on Record
Prior Sale	Apr 24, 1996 · Amount on Record
Deed Document Number	200546635
Last Transfer Date	Feb 21, 2019
Transfer Doc	0000019907
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1591 CULPEPPER DR, NAPERVILLE, IL 60540-8353
Transaction Type	Mortgage
Record Updated	Feb 17, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011441
Date	Feb 1, 2022
Instrument	R2022-011441

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2037

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1591 CULPEPPER DR, NAPERVILLE, IL 60540-8353
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000125067
Date	Dec 6, 2017
Instrument	R2017-125067

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2038

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Mar 19, 2019
Property Address	1591 CULPEPPER DR, NAPERVILLE, IL 60540-8353
Document Number	0000019907
Instrument Date	Feb 21, 2019
Instrument	19907
Transaction Type	Transfer
Record Updated	Apr 3, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	552 S WASHINGTON ST #100 NAPERVILLE IL 605406669, 100, NAPERVILLE, IL 60540-6669

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,873.00 (+15.27%)	$237,727 (+27.84%) Land $74,502 Building $163,225	$713,181 (+27.84%) Land $223,506 Building $489,675
2022	$12,035.00	$185,960 Land $58,280 Building $127,680	$557,880 Land $174,840 Building $383,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1983–2002)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2002 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Astound Broadband.

Nearby Properties on Culpepper Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures