1583 Culpepper Dr, Naperville, IL 60540 Property Records

DuPage County property record for 1583 Culpepper Dr, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,731 sqft · built 1985
Lot Size	0.23 acres (10,019 sqft)
Owner	Trust Name on File
Last Sale	$627,000 (Jul 2022)
Tax Bill	$12,960 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Sep 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-21-309-031`

Property Details

APN / Parcel Number

Primary APN	`08-21-309-031`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,731 sqft Living Area
Gross Area	3,944 sqft
1st Floor Area	1,473 sqft
2nd Floor Area	1,258 sqft
Basement Area	1,213 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Lot Area	10,019 sqft (0.23 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1583 CULPEPPER DR
City	NAPERVILLE
State	IL
Zip	60540-8353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	HUNTINGTON RIDGE UNIT 1 ALL
Legal Subdivision	HUNTINGTON RIDGE UNIT 1
Legal Lot Number	3
Legal Unit	1
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	2
Census Block	2008
Census Tract	846202

Owner

1583 Culpepper Dr is owner-occupied and held in a trust since August 2022.

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	1583 CULPEPPER DR, NAPERVILLE, IL 60540-8353
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Sep 6, 2022	Intrafamily Transfer, Transfer ATTORNEY
Jul 21, 2022	Deed, Transfer · Conventional Mortgage BLUELEAF LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2022 · Amount on File
Deed Sale	Jul 21, 2022 · Amount on File
Prior Sale	Dec 30, 1993 · Amount on File
Deed Document Number	202269243
Last Transfer Date	Aug 17, 2022
Transfer Doc	0000082605
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1583 CULPEPPER DR, NAPERVILLE, IL 60540-8353
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006214
Date	Jan 29, 2026
Instrument	R2026-006214

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2046

Interest

Rate	8.62%

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Sep 6, 2022
Property Address	1583 CULPEPPER DR, NAPERVILLE, IL 60540-8353
Document Number	0000082605
Map Reference	DOC R84-100038
Instrument Date	Aug 17, 2022
Instrument	R2022-082605
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1583 CULPEPPER DR, 1583, NAPERVILLE, IL 60540-8353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1583 CULPEPPER DR, NAPERVILLE, IL 60540-8353

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 21, 2022
Property Address	1583 CULPEPPER DR, NAPERVILLE, IL 60540-8353
Document Number	0000069243
Map Reference	DOC R84-100038
Instrument Date	Jun 30, 2022
Instrument	R2022-069243
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1583 CULPEPPER DR, NAPERVILLE, IL 60540-8353

Mortgage

Document Number	0000069244
Date	Jul 21, 2022
Instrument	R2022-069244

Lender

Name	BLUELEAF LENDING LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.99%

Tax Assessment & Valuation

The 2025 property tax bill for 1583 Culpepper Dr was $12,960 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,960.00	$230,079 Land $82,742 Building $147,337	$690,237 Land $248,226 Building $442,011
2022	$11,260.00 Homeowner's exemption	$179,990 Land $64,730 Building $115,260	$539,970 Land $194,190 Building $345,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1583 Culpepper Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1983–2002)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2002 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1583 Culpepper Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Astound Broadband.

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