15905 Speaker Ave, Belton, MO 64012 Property Records

Cass County property record for 15905 Speaker Ave, Belton, MO 64012

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1989
Lot Size	0.439 acres (19,123 sqft)
Owner	Individual Name on File
Last Sale	$176,300 (Jun 2020)
Tax Bill	$5,852 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-03-06-000-000-009.000`

Property Details

APN / Parcel Number

Primary APN	`04-03-06-000-000-009.000`
Alternative APN	`2407500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,200 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Split Foyer
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,123 sqft (0.439 acres)
Lot Dimensions	153 ft deep x 125 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	48 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	2407500
Street Address	15905 SPEAKER AVE
City	BELTON
State	MO
Zip	64012-5008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARTINWOOD ADD LOT 21 & VAC 160TH ST
Legal Range	32
Legal Township	46
Legal Section	06
Legal Subdivision	MARTINWOOD
Legal Lot Number	21
Jurisdiction	CASS MO
Township / Civil Division	RAYMORE
Census Block Group	5
Census Block	5003
Census Tract	60004

Owner

15905 Speaker Ave is owned and occupied by an individual who bought it in June 2020.

Source: Cass County records, as of November 19, 2025

Owner of Record	Individual Name on File
Mailing Address	15905 SPEAKER AVE, BELTON, MO 64012-5008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Mar 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
Dec 14, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2020 · Amount on File
Deed Sale	Jun 12, 2020 · Amount on File
Prior Sale	Aug 10, 2011
Deed Document Number	2020666646
Deed Book / Page	4509 / 67
Prior Transfer Date	Dec 14, 2017
Prior Transfer Doc	4201/068
Record Updated	Sep 20, 2026

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MO
Recording Date	Jun 12, 2020
Property Address	15905 SPEAKER AVE, BELTON, MO 64012-5008
Document Number	4509/67
Book / Page	4509 / 67
Map Reference	MB 2 PG 66
Instrument Date	Jun 8, 2020
Instrument	666646
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15905 SPEAKER AVE, BELTON, MO 64012-5008

Mortgage

Document Number	666647
Date	Jun 12, 2020
Instrument	666647

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	15905 SPEAKER AVE, BELTON, MO 64012-5008
Transaction Type	Mortgage
Record Updated	Apr 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4224/135
Date	Mar 8, 2018
Book Page	4224/135
Instrument	622144

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MO
Recording Date	Dec 14, 2017
Property Address	15905 SPEAKER AVE, BELTON, MO 64012-5008
Document Number	4201/068
Book / Page	4201 / 068
Instrument Date	Dec 14, 2017
Instrument	618277
Transaction Type	Transfer
Record Updated	Nov 12, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15905 SPEAKER AVE, BELTON, MO 64012-5008

Tax Assessment & Valuation

The 2025 property tax bill for 15905 Speaker Ave was $5,852, up 160.9% from the year before.

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Belton City
Unified School District	Belton 124 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,852.00 (+160.9%)	$30,800 Land $4,620 Building $26,180	$162,070 Land $24,300 Building $137,770
2024	$2,243.00 (+0.27%)
2023	$2,237.00 (+4,984.09%)	$27,110 (+15.17%) Land $4,200 Building $22,910	$142,640 Land $22,090 Building $120,550
2022	$44.00	$23,540 Land $4,200 Building $19,340
2021			$123,880 Land $22,090 Building $101,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15905 Speaker Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15905 Speaker Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELTON PWS serves 23,598 people · EPA ID MO1010061
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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