15903 Speaker Ave, Belton, MO 64012 Property Records

Cass County property record for 15903 Speaker Ave, Belton, MO 64012

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,242 sqft · built 1998
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$217,500 (Apr 2019)
Tax Bill	$6,477 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Apr 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-03-06-000-000-008.000`

Property Details

APN / Parcel Number

Primary APN	`04-03-06-000-000-008.000`
Alternative APN	`2407302`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,242 sqft Living Area
1st Floor Area	1,242 sqft
Basement Area	1,242 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Split Foyer
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	152 ft deep x 100 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	52 sqft
Deck Area	672 sqft
Patio Area	672 sqft

Location & Zoning

Account Number	2407302
Street Address	15903 SPEAKER AVE
City	BELTON
State	MO
Zip	64012-5008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARTINWOOD ADD LOT 20
Legal Range	32
Legal Township	46
Legal Section	06
Legal Subdivision	MARTINWOOD
Legal Lot Number	20
Jurisdiction	CASS MO
Township / Civil Division	RAYMORE
Census Block Group	5
Census Block	5003
Census Tract	60004

Owner

15903 Speaker Ave is owned and occupied by an individual who bought it in April 2019.

Source: Cass County records, as of December 1, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	15903 SPEAKER AVE, BELTON, MO 64012-5008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2017	Deed of Trust, Mortgage · Commercial Mortgage THE CARPATHIAN LLC
Apr 18, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
May 14, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 19, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC
Feb 6, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2019 · Amount on File
Deed Sale	Apr 19, 2019 · Amount on File
Prior Sale	Feb 6, 2017
Deed Document Number	4350/099
Deed Book / Page	4350 / 099
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	15903 SPEAKER AVE, BELTON, MO 64012-5008
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004084/040
Date	Jan 3, 2017
Book Page	4084/040
Instrument	597999

Lender

Name	THE CARPATHIAN LLC
Type	Non-Lending Institution
Address	BELTON, MO 64012

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	15903 SPEAKER AVE, BELTON, MO 64012-5008
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004237/146
Date	Apr 18, 2018
Book Page	4237/146
Instrument	624524

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	15903 SPEAKER AVE, BELTON, MO 64012-5008
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15903 SPEAKER AVE, BELTON, MO 64012-5008

Mortgage

Document Number	004686/104
Date	May 14, 2021
Book Page	4686/104
Instrument	691396

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Apr 19, 2019
Property Address	15903 SPEAKER AVE, BELTON, MO 64012-5008
Document Number	4350/099
Book / Page	4350 / 099
Instrument Date	Apr 18, 2019
Instrument	643260
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	KANSAS CITY TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15903 SPEAKER AVE, BELTON, MO 64012-5008

Mortgage

Document Number	643431
Date	Apr 19, 2019
Instrument	643431

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Feb 6, 2017
Property Address	15903 SPEAKER AVE, BELTON, MO 64012-5008
Document Number	4094/109
Book / Page	4094 / 109
Map Reference	MB 2 PG 66
Instrument Date	Nov 9, 2016
Instrument	599874
Transaction Type	Transfer
Record Updated	Nov 12, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15903 SPEAKER AVE, BELTON, MO 64012-5008

Tax Assessment & Valuation

The 2025 property tax bill for 15903 Speaker Ave was $6,477.

Source: Cass County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Belton City
Unified School District	Belton 124 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,477.00	$34,090 Land $3,660 Building $30,430	$179,400 Land $19,250 Building $160,150
2023	$2,498.00 (+8,226.67%)	$30,270 (+86.85%) Land $3,330 Building $26,940	$159,270 Land $17,500 Building $141,770
2022	$30.00	$16,200 Land $3,330 Building $12,870
2021			$85,260 Land $17,500 Building $67,760

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15903 Speaker Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15903 Speaker Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELTON PWS serves 23,598 people · EPA ID MO1010061
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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