15904 Dover Cliffe Dr, Lutz, FL 33548 Property Records

Hillsborough County property record for 15904 Dover Cliffe Dr, Lutz, FL 33548

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,095 sqft · built 1979
Lot Size	0.338 acres (14,720 sqft)
Owner	2 Individual Names on File
Last Sale	$319,000 (Oct 2017)
Tax Bill	$5,398 (2025)
Deeds & Mortgages	Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`017356-1084`

Property Details

APN / Parcel Number

Primary APN	`017356-1084`
Alternative APN	`U3627180SN000003000020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,095 sqft Living Area
Gross Area	3,217 sqft
1st Floor Area	2,095 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2002
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,720 sqft (0.338 acres)
Lot Dimensions	137 ft deep x 107 ft wide
Garage Type	Attached
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	567 sqft
Porch	Open Porch
Porch Area	420 sqft
Deck Area	Deck Area
Patio Area	570 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0173561084
Street Address	15904 DOVER CLIFFE DR
City	LUTZ
State	FL
Zip	33548-6122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-4
Legal Description	FAIRCLOTH ESTATES LOT 2 BLOCK 3
Legal Range	18E
Legal Township	27S
Legal Section	36
Legal Subdivision	FAIRCLOTH ESTATES
Legal Tract	SN
Legal Block	3
Legal Lot Number	2
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	3
Census Block	3019
Census Tract	11107

Owner

15904 Dover Cliffe Dr is owned and occupied by two individuals who bought it in October 2017.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15904 DOVER CLIFFE DR, LUTZ, FL 33548-6122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2017 · Amount on File
Deed Sale	Oct 3, 2017 · Amount on File
Deed Document Number	2017384588
Deed Book / Page	25267 / 1658
Record Updated	Oct 29, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 3, 2017
Property Address	15904 DOVER CLIFFE DR, LUTZ, FL 33548-6122
Document Number	0252671658
Book / Page	025267 / 001658
Instrument Date	Sep 27, 2017
Instrument	384588
Transaction Type	Transfer
Record Updated	Oct 11, 2017
Title Company	ARROW TITLE COMPANY, ARROW TITLE CO

Transaction

Amount	Amount on Record
Tax	$2,233.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15904 DOVER CLIFFE DR LUTZ FL 335486122, LUTZ, FL 33548-6122

Tax Assessment & Valuation

The 2025 property tax bill for 15904 Dover Cliffe Dr was $5,398 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,415 (+2.7%)	$429,696 (+2.41%) Land $117,272 Building $312,424
2025	$5,398.00 Homeowner's exemption	$300,307	$419,591 Land $102,613 Building $316,978
2023	$4,803.00 (+4.46%) Homeowner's exemption	$283,344 (+3%)	$414,380 (+1%) Land $80,624 Building $333,756
2022	$4,598.00 Homeowner's exemption	$275,091	$410,284 Land $73,295 Building $336,989

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15904 Dover Cliffe Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 92 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	28 (1979–2024)
Claims Outside the SFHA	7 of 28
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Irma, Sep 2017 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15904 Dover Cliffe Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20