Hillsborough County property record for 15902 Dover Cliffe Dr, Lutz, FL 33548
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,992 sqft · built 1985 |
| Lot Size | 0.345 acres (15,010 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $476,000 (Apr 2021) |
| Tax Bill | $8,539 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 017356-1082 |
| Primary APN | 017356-1082 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,992 sqft Living Area |
| Gross Area | 4,084 sqft |
| 1st Floor Area | 2,992 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,010 sqft (0.345 acres) |
| Lot Dimensions | 140 ft deep x 108 ft wide |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 420 sqft |
| Porch | Open Porch |
| Porch Area | 452 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0173561082 |
|---|---|
| Street Address | 15902 DOVER CLIFFE DR |
| City | LUTZ |
| State | FL |
| Zip | 33548-6122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-4 |
| Legal Description | FAIRCLOTH ESTATES LOT 1 BLOCK 3 |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 36 |
| Legal Subdivision | FAIRCLOTH ESTATES |
| Legal Tract | SN |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 11107 |
Source: Hillsborough County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15902 DOVER CLIFFE DR, LUTZ, FL 33548-6122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Aug 18, 2018 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2021 · Amount on Record |
| Deed Sale | Apr 9, 2021 · Amount on Record |
| Prior Sale | Dec 29, 2015 · Amount on Record |
| Deed Document Number | 2021177970 |
| Prior Transfer Date | Sep 10, 2015 |
| Prior Transfer Doc | 0235280651 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Apr 9, 2021 |
| Property Address | 15902 DOVER CLIFFE DR, LUTZ, FL 33548-6122 |
| Document Number | 2021177970 |
| Map Reference | MB 49 PG 26 |
| Instrument Date | Apr 2, 2021 |
| Instrument | 2021177970 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,332.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 330 W BEARSS AVEB, 330, TAMPA, FL 33613 |
| Name | Verified Name |
|---|---|
| Address | 15902 DOVER CLIFFE DR, LUTZ, FL 33548-6122 |
| Document Number | 2021177971 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 2021177971 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 15902 DOVER CLIFFE DR, LUTZ, FL 33548-6122 |
| Document Number | 0260271266 |
| Instrument Date | Aug 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15902 DOVER CLIFFE DR LUTZ FL 335486122, LUTZ, FL 33548-6122 |
| Document Number | 0260271266 |
|---|---|
| Date | Aug 29, 2018 |
| Book Page | 026027/001266 |
| Instrument | 349948 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 28, 2023 |
| Rate Type | Adjustable Rate |
|---|
Source: Hillsborough County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,539.00 (+8.68%) Homeowner's exemption | $468,600 (+5.99%) | $566,332 (-0.36%) Land $105,840 Building $460,492 |
| 2024 | $7,857.00 (+3.27%) | ||
| 2023 | $7,608.00 (+3.78%) Homeowner's exemption | $442,130 (+3%) | $568,354 (+1.09%) Land $83,160 Building $485,194 |
| 2022 | $7,331.00 Homeowner's exemption | $429,252 | $562,199 Land $75,600 Building $486,599 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 92 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 92 in force |
| Nearby Flood Claims | 28 (1979–2024) |
| Claims Outside the SFHA | 7 of 28 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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