1590 Strand Way, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1590 Strand Way, Oceano, CA 93445

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,060 sqft · built 2005
Lot Size	0.08 acres (3,500 sqft)
Owner	Company Name on Record
Last Sale	$2,940,000 (Mar 2024)
Tax Bill	$32,364 (2025)
Deeds & Mortgages	Mar 2024 Sale Oct 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`061-061-032`

Property Details

APN / Parcel Number

Primary APN	`061-061-032`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,060 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Lot Area	3,500 sqft (0.08 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1590 STRAND WAY
City	OCEANO
State	CA
Zip	93445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OCEANO BCH TR BL 39 LT 20
Legal Subdivision	OCEANO BEACH 02
Legal Block	39
Legal Lot Number	20
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2075
Census Tract	12201

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3129 S HACIENDA BLVD, HACIENDA HEIGHTS, CA 91745-6304
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Oct 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 7, 2020	Deed of Trust, Mortgage ATTORNEY ONLY
Jul 28, 2020	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Oct 31, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2024 · Amount on Record
Deed Sale	Mar 27, 2024 · Amount on Record
Prior Sale	Jul 28, 2020 · Amount on Record
Deed Document Number	20248006
Prior Transfer Date	Oct 8, 2020
Prior Transfer Doc	0000057936
Record Updated	Oct 29, 2026

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 27, 2024
Property Address	1590 STRAND WAY, OCEANO, CA 93445
Document Number	0000008006
Map Reference	MB A PG 150
Instrument Date	Mar 20, 2024
Instrument	2024008006
Transaction Type	Transfer
Record Updated	Apr 8, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1590 STRAND WAY, OCEANO, CA 93445

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 16, 2020
Property Address	1590 STRAND WAY, OCEANO, CA 93445
Document Number	0000057934
Instrument Date	Oct 8, 2020
Instrument	57934
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 6617 SANTA MARIA CA 934566617, SANTA MARIA, CA 93456-6617

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1590 STRAND WAY, OCEANO, CA 93445
Document Number	0000057936
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1590 STRAND WAY OCEANO CA 93445, OCEANO, CA 93445

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 28, 2020
Property Address	1590 STRAND WAY, OCEANO, CA 93445
Document Number	0000038645
Instrument Date	May 20, 2020
Instrument	38645
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,755.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 6617 SANTA MARIA CA 934566617, SANTA MARIA, CA 93456-6617

Mortgage

Document Number	38646
Date	Jul 28, 2020
Instrument	38646

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 31, 2017
Property Address	1590 STRAND WAY, OCEANO, CA 93445
Document Number	0000049940
Instrument Date	Oct 16, 2017
Instrument	49940
Transaction Type	Transfer
Record Updated	Nov 7, 2017

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1142 VARD LOOMIS LN ARROYO GRANDE CA 934202923, ARROYO GRANDE, CA 93420-2923

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,058,776 (+2%) Land $2,028,780 Building $1,029,996
2025	$32,364.00 (+78.14%)	$2,998,800 (+80.71%) Land $1,989,000 Building $1,009,800
2024	$18,168.00 (+1.15%)
2023	$17,962.00 (+1.51%)	$1,659,438 Land $936,360 Building $723,078
2022	$17,695.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 individual policies
Nearby Flood Policies	89 units insured incl. 56 condo units
Nearby Flood Claims	2 (2010)
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

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