159 W Harney Rd, Esko, MN 55733 Property Records

Carlton County property record for 159 W Harney Rd, Esko, MN 55733

Property Summary

Property Type	Single Family Home
Details	1,050 sqft · built 2014
Lot Size	11.2 acres (489,614 sqft)
Owner	Individual Name on File
Last Sale	$13,939 (Jul 2007)
Tax Bill	$1,138 (2026)
Deeds & Mortgages	Nov 2020 Refinance Sep 2014 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`78-020-3561`

Property Details

APN / Parcel Number

Primary APN	`78-020-3561`
Alternative APN	`26041`

Interior

Building Area	1,050 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	489,614 sqft (11.2 acres)
Garage Type	Attached
Garage Area	1,050 sqft

Location & Zoning

Account Number	26041
Street Address	159 W HARNEY RD
City	ESKO
State	MN
Zip	55733-9529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF SE1/4 OF SW1/4 LY NRLY OF DULUTH & TOWN OF THOMSON TOWNSHIP
Legal Range	16
Legal Township	49
Legal Section	17
Legal Subdivision	TOWN OF THOMSON TOWNSHIP
Jurisdiction	CARLTON MN
Township / Civil Division	THOMSON
Census Block Group	2
Census Block	2020
Census Tract	70300

Owner

Source: Carlton County records · APN 78-020-3561

Assessment roll updated April 24, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	159 W HARNEY RD, ESKO, MN 55733-9529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS COOPERATIVE CREDIT UNION
Sep 17, 2014	Deed of Trust, Mortgage · ARM MEMBERS COOPERATIVE CU
Jul 30, 2007	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 30, 2007 · Amount on Record
Deed Sale	Jul 30, 2007 · Amount on Record
Deed Document Number	2007411404
Prior Transfer Date	Jul 25, 2007
Prior Transfer Doc	0000411404
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	159 W HARNEY RD, ESKO, MN 55733-9529
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000495338
Date	Nov 13, 2020
Instrument	A000495338

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2035

September 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	159 W HARNEY RD, ESKO, MN 55733-9529
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	CARLTON COUNTY ABSTRACT AND TITLE, CARLTON CO ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000458458
Date	Sep 17, 2014
Instrument	A000458458

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	CLOQUET, MN 55720

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2044

Interest

Rate Type	Adjustable Rate
Rate	4.3%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 15, 2017
Change Frequency	3 Years
Min Rate At Change	4.3%
Max Rate At Change	6.3%
Index	Prime Rate
Max Rate	10.3%

July 2007: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARLTON MN
Recording Date	Jul 30, 2007
Property Address	159 W HARNEY RD, ESKO, MN 55733-9529
Document Number	A000411404
Instrument Date	Jul 25, 2007
Instrument	A000411404
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Tax	$46.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 W HARNEY RD, ESKO, MN 55733-9529

Tax Assessment & Valuation

Source: Carlton County records · Assessment roll updated April 24, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,138.00 (+79.5%) Homeowner's exemption
2025		$393,400 (+2.96%) Land $137,700 Building $255,700	$393,400 (+2.96%) Land $137,700 Building $255,700
2024	$634.00 Homeowner's exemption	$382,100 (+9.36%) Land $137,700 Building $244,400	$382,100 (+9.36%) Land $137,700 Building $244,400
2023	$634.00 Homeowner's exemption	$349,400 (-) Land $129,200 Building $220,200	$349,400 (-) Land $129,200 Building $220,200
2022		$349,400 Land $129,200 Building $220,200	$349,400 Land $129,200 Building $220,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 13, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1985–2012)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 3 claims

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Fiber	2,000 / 1,000
AirFiber Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 9 locations within half a mile of this property.

Nearby Properties on W Harney Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures