Carlton County property record for 137 W Harney Rd, Esko, MN 55733
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Jul 2021) |
| Tax Bill | $3,476 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage Feb 2009 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 78-020-3670 |
| Primary APN | 78-020-3670 |
|---|---|
| Alternative APN |
|
| Lot Area | 50,094 sqft (1.15 acres) |
|---|
| Account Number | 26063 |
|---|---|
| Street Address | 137 W HARNEY RD |
| City | ESKO |
| State | MN |
| Zip | 55733-9529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 290 FT OF E 150 FT OF W1/2 OF E1/2 OF SW1/4 TOWN OF THOMSON TOWNSHIP |
| Legal Range | 16 |
| Legal Township | 49 |
| Legal Section | 17 |
| Legal Subdivision | TOWN OF THOMSON TOWNSHIP |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | THOMSON |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 70300 |
Source: Carlton County records, as of April 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 137 W HARNEY RD, ESKO, MN 55733-9529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2020 | Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK |
| Feb 19, 2009 | Deed of Trust, Mortgage · Line of Credit NORTHWOODS CREDIT UNION |
| Feb 27, 2008 | Deed of Trust, Mortgage · Line of Credit NORTHWOODS CREDIT UNION |
| Jul 22, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage MEMBERS COOPERATIVE CREDIT UNION |
| Sep 11, 2018 | Warranty Deed, Transfer FRANDSEN BANK & TRUST |
| May 10, 2007 | Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON HOME LOAN CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2021 · Amount on Record |
| Deed Sale | Jul 22, 2021 · Amount on Record |
| Prior Sale | Sep 11, 2018 · Amount on Record |
| Deed Document Number | 2021500479 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 137 W HARNEY RD, ESKO, MN 55733-9529 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000494600 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | A000494600 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 137 W HARNEY RD, ESKO, MN 55733-9529 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000422281 |
|---|---|
| Date | Feb 19, 2009 |
| Instrument | A000422281 |
| Name | NORTHWOODS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 18, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 137 W HARNEY RD, ESKO, MN 55733-9529 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000415763 |
|---|---|
| Date | Feb 27, 2008 |
| Instrument | A000415763 |
| Name | NORTHWOODS CREDIT UNION |
|---|---|
| Address | CLOQUET, MN 55720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Jul 22, 2021 |
| Property Address | 137 W HARNEY RD, ESKO, MN 55733-9529 |
| Document Number | A000500479 |
| Instrument Date | Jun 10, 2021 |
| Instrument | A000500479 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 137 W HARNEY RD, ESKO, MN 55733-9529 |
| Document Number | A000500480 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | A000500480 |
| Name | MEMBERS COOPERATIVE CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Sep 11, 2018 |
| Property Address | 137 W HARNEY RD, ESKO, MN 55733-9529 |
| Document Number | A000482203 |
| Instrument Date | Sep 7, 2018 |
| Instrument | A000482203 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 137 W HARNEY RD, ESKO, MN 55733-9529 |
| Document Number | A000482204 |
|---|---|
| Date | Sep 11, 2018 |
| Instrument | A000482204 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | May 10, 2007 |
| Property Address | 137 W HARNEY RD, ESKO, MN 55733-9529 |
| Document Number | A000409568 |
| Instrument Date | May 1, 2007 |
| Instrument | A000409568 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Title Company | RES TITLE, RELS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 137 W HARNEY RD, ESKO, MN 55733-9529 |
| Document Number | A000409569 |
|---|---|
| Date | May 10, 2007 |
| Instrument | A000409569 |
| Name | FIRST HORIZON HOME LOAN CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2037 |
Source: Carlton County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| County Subdivision | Thomson Township |
| Unified School District | Esko Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,476.00 (+8.15%) Homeowner's exemption | ||
| 2025 | $311,100 (+3.87%) Land $59,000 Building $252,100 | $311,100 (+3.87%) Land $59,000 Building $252,100 | |
| 2024 | $3,214.00 Homeowner's exemption | $299,500 (+8.48%) Land $59,000 Building $240,500 | $299,500 (+8.48%) Land $59,000 Building $240,500 |
| 2023 | $3,214.00 Homeowner's exemption | $276,100 (-) Land $57,000 Building $219,100 | $276,100 (-) Land $57,000 Building $219,100 |
| 2022 | $276,100 Land $57,000 Building $219,100 | $276,100 Land $57,000 Building $219,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1985–2012) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Airfiber Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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