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151 Valley Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 151 Valley Rd, Waterloo, IA 50701 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,121 sqft · built 1957
Lot Size0.277 acres (12,075 sqft)
Owner2 Individual Names on File
Last Sale$105,000 (Nov 2017)
Tax Bill$2,630 (2025)
Deeds & MortgagesNov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8913-21-129-013

Property Details

APN / Parcel Number

Primary APN8913-21-129-013

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,121 sqft Living Area
1st Floor Area1,121 sqft
Basement Area1,121 sqft
Finished Basement225 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleSplit Level
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area12,075 sqft (0.277 acres)
Lot Dimensions161 ft deep x 75 ft wide
Patio Area231 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address151 VALLEY RD
CityWATERLOO
StateIA
Zip50701-1723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLEASANT VALLEY CASTLE HILL LOT 39
Legal Range13W
Legal Township89N
Legal Section21
Legal SubdivisionPLEASANT VALLEY CASTLE HILL
Legal Lot Number39
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group3
Census Block3010
Census Tract1503

Owner

Source: Black Hawk County records · APN 8913-21-129-013

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address151 VALLEY RD, WATERLOO, IA 50701-1723
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 27, 2017 · Amount on Record
Deed SaleNov 27, 2017 · Amount on Record
Prior SaleMay 26, 2005 · Amount on Record
Deed Document Number20172018-00009068
Record UpdatedSep 20, 2026

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateNov 27, 2017
Property Address151 VALLEY RD, WATERLOO, IA 50701-1723
Document Number201800009068
Instrument DateNov 20, 2017
Instrument2018-00009068
Transaction TypeTransfer
Record UpdatedMar 03, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address151 VALLEY RD, WATERLOO, IA 50701-1723

Mortgage

Document Number201800009069
DateNov 27, 2017
Instrument2018-00009069
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,630.00 Homeowner's exemption$169,290 (+10.23%) Land $27,300 Building $141,990$169,290 (+10.23%) Land $27,300 Building $141,990
2024$2,630.00 (+1.08%)
2023$153,580 (+17.45%) Land $27,300 Building $126,280$153,580 (+17.45%) Land $27,300 Building $126,280
2022$2,602.00 Homeowner's exemption$130,760 Land $27,300 Building $103,460
2021$130,760 Land $27,300 Building $103,460

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130015033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2013, tidal / storm surge

Wildfire

Wildfire RiskLow
above 1% of the US · above 9% of Iowa
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 342 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
Lumen TechnologiesDSL140 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: LTD Broadband, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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