159 Palermo Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 159 Palermo Dr, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,690 sqft · built 2009
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on Record
Last Sale	$65,000 (Dec 1998)
Tax Bill	$6,220 (2024)
Deeds & Mortgages	Oct 2023 Transfer
Flood Zone	Zone AE (high risk)
APN	`00406240-000000`

Property Details

APN / Parcel Number

Primary APN	`00406240-000000`
Alternative APNs	`13633700406240000000` `1498467`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,690 sqft Living Area
1st Floor Area	1,666 sqft
Attic	Attic
Attic Area	854 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
View / Lot	Canal
Garage Type	Covered
Garage Area	544 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	1,209 sqft
Patio Area	200 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1498467
Street Address	159 PALERMO DR
City	ISLAMORADA
State	FL
Zip	33036-3317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 4 LOTS 29 AND 30 VENETIAN SHORES PLAT NO 1 AMENDED&EXTENDED PB3-157 PLANTATION KEY OR409-942-943 OR411-57 OR507-961D/C OR892-2189 CASE#83-235-CA-17-33 OR907-2266Q/C OR914-639/AFF OR914-640 OR931-2287 OR1305-2454F/J OR1553-1815 OR2553-1796 OR3246-0
Legal Range	37E
Legal Township	63S
Legal Section	13
Legal Subdivision	VENETIAN SHORES NO 1
Legal Block	4
Legal Lot Number	29,30
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2005
Census Tract	970800

Owner

Source: Monroe County records, as of March 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	18115 N US HIGHWAY 41, 600, LUTZ, FL 33549-6473
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 1998 · Amount on Record
Deed Sale	Dec 31, 1998 · Amount on Record
Prior Sale	Dec 1, 1984
Deed Book / Page	1553 / 1815
Last Transfer Date	Aug 23, 2023
Transfer Doc	0032460770
Record Updated	Sep 20, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Oct 10, 2023
Property Address	159 PALERMO DR, ISLAMORADA, FL 33036-3317
Document Number	0032460770
Book / Page	3246 / 770
Map Reference	MB 3 PG 157
Instrument Date	Aug 23, 2023
Instrument	2435441
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	159 PALERMO DR, ISLAMORADA, FL 33036-3317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18115 N US HIGHWAY, LUTZ, FL 33549

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$644,768 (+5.99%)	$1,950,821 (+14.25%) Land $1,330,000 Building $620,821
2024	$6,220.00 (+0.73%)
2023	$6,175.00 (+1.81%) Homeowner's exemption	$608,347 (+3%)	$1,707,549 (+27.7%) Land $1,113,000 Building $594,549
2022	$6,065.00 Homeowner's exemption	$590,629	$1,337,121 Land $735,000 Building $602,121

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 296 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	496 units insured incl. 200 condo units
Nearby Flood Claims	98 (1988–2017)
Claims Outside the SFHA	4 of 98
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 25 claims Hurricane Wilma, Oct 2005 · 43 claims Hurricane Georges, Sep 1998 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20