Monroe County property record for 151 Palermo Dr, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 3,376 sqft · built 1991 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,001 (2024) |
| Deeds & Mortgages | Jul 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00405910-000000 |
| Primary APN | 00405910-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 3,376 sqft Living Area |
| 1st Floor Area | 3,376 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Pile |
| Roof Type | Reinforced Concrete |
| Roof Material | Other |
| Lot Area | 7,000 sqft (0.16 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Garage Area | 608 sqft |
| Pool Area | 336 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 528 sqft |
| Deck Area | 1,470 sqft |
| Patio Area | 1,712 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1498165 |
|---|---|
| Old Parcel Number | 13633700405910000000 |
| Street Address | 151 PALERMO DR |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-3317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 3 LOTS 25 AND 26 VENETIAN SHORES PLAT NO 1 AMENDED AND EXTENDED PB3-157 PLANTATION KEY OR495-39 OR794-65 OR1141-411 |
| Legal Range | 37E |
| Legal Township | 63S |
| Legal Section | 13 |
| Legal Subdivision | VENETIAN SHORES NO 1 |
| Legal Block | 3 |
| Legal Lot Number | 25-26 26 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 970800 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 151 PALERMO DR, ISLAMORADA, FL 33036-3317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 1990 |
| Deed Sale | Sep 1, 1990 |
| Deed Document Number | 0001144357 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 151 PALERMO DR, ISLAMORADA, FL 33036-3317 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0029150304 |
|---|---|
| Date | Jul 3, 2018 |
| Book Page | 2915/0304 |
| Instrument | 2176363 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | FORT WORTH, TX 76155 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jun 26, 2033 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $619,308 (+5.99%) | $2,188,645 (+11.24%) Land $1,263,500 Building $925,145 | |
| 2024 | $6,001.00 (+0.74%) | ||
| 2023 | $5,957.00 (+1.81%) Homeowner's exemption | $584,326 (+3%) | $1,967,431 (+29.76%) Land $1,057,350 Building $910,081 |
| 2022 | $5,851.00 Homeowner's exemption | $567,307 | $1,516,238 Land $698,250 Building $817,988 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 296 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 496 units insured incl. 200 condo units |
| Nearby Flood Claims | 98 (1988–2017) |
| Claims Outside the SFHA | 4 of 98 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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