Tioga County and Owego Town property record for 159 McMaster St, Owego, NY 13827
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,612 sqft · built 1920 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $33,000 (Jan 2022) |
| Tax Bill | $6,403 (2025) |
| Deeds & Mortgages | Jan 2022 Sale Oct 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 493001 128.07-2-5.1 |
| Primary APN | 493001 128.07-2-5.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,612 sqft Living Area |
| 1st Floor Area | 1,050 sqft |
| Upper Floors Area | 562 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 105 ft deep x 117 ft wide |
| Porch | Slab |
| Porch Area | 540 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00000001341 |
|---|---|
| Street Address | 159 MCMASTER ST |
| City | OWEGO |
| State | NY |
| Zip | 13827-1336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONE |
| Legal Block | 2 |
| Legal Lot Number | 5.001 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | OWEGO |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 20500 |
Source: Tioga County and Owego Town records · APN 493001 128.07-2-5.1
Assessment roll updated May 15, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 159 MCMASTER ST, OWEGO, NY 13827-1336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 03, 2022 | Warranty Deed, Transfer |
| Oct 08, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage TIOGA STATE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 03, 2022 · Amount on Record |
| Deed Sale | Jan 03, 2022 · Amount on Record |
| Prior Sale | Oct 08, 2020 · Amount on Record |
| Deed Document Number | 2022-00000004 |
| Prior Transfer Date | Dec 29, 2021 |
| Prior Transfer Doc | 0000000004 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Jan 03, 2022 |
| Property Address | 159 MCMASTER ST, OWEGO, NY 13827-1336 |
| Document Number | 2022000000004 |
| Instrument Date | Dec 29, 2021 |
| Instrument | 20220-00000004 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 159 MCMASTER ST, OWEGO, NY 13827-1336 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Oct 08, 2020 |
| Property Address | 159 MCMASTER ST, OWEGO, NY 13827-1336 |
| Document Number | 2020000003928 |
| Instrument Date | Oct 05, 2020 |
| Instrument | 20200-00003928 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44 TALCOTT ST, OWEGO, NY 13827-1023 |
| Investor | Possibly a Property Investor |
| Document Number | 2020000003929 |
|---|---|
| Date | Oct 08, 2020 |
| Instrument | 20200-00003929 |
| Name | TIOGA STATE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Tioga County and Owego Town records · Assessment roll updated May 15, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Owego Town |
| Municipality | Owego Village |
| Unified School District | Owego-Apalachin Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,403.00 (+255.52%) | $54,100 (-) Land $10,600 Building $43,500 | $103,541 (+3.35%) Land $20,287 Building $83,254 |
| 2023 | $54,100 Land $10,600 Building $43,500 | $100,185 Land $19,630 Building $80,555 | |
| 2019 | $1,801.00 |
Source: FEMA National Flood Hazard Layer as of October 31, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 95 policies |
| Nearby Flood Policies | 95 in force |
| Nearby Flood Claims | 277 (1979–2012) |
| Claims Outside the SFHA | 19 of 277 |
| Most Recent Claim | Jul 2012 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Holding Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
May also be available: Empire Telephone Corporation/North Penn Telephone Company, T-Mobile USA, Verizon.
Based on FCC filings for 402 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA OF OWEGO private · serves 4,850 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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