134 McMaster St, Owego, NY 13827 Property Records

Tioga County and Owego Town property record for 134 McMaster St, Owego, NY 13827

Property Summary

Property Type	Residential
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$1,000 (Oct 2021)
Tax Bill	$627 (2026)
Deeds & Mortgages	Jul 2006 Mortgage Oct 2021 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`493001 128.08-1-62`

Property Details

APN / Parcel Number

Primary APN	`493001 128.08-1-62`
Alternative APNs	`300112800800010620000000` `493001 128.08-1-62.1` `00000000535`

Exterior

Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	125 ft deep x 38 ft wide

Exterior Amenities

Porch	Porch
Porch Area	230 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000000535
Street Address	134 MCMASTER ST
City	OWEGO
State	NY
Zip	13827-1343
Property Category	Residential
Property Type	Residential > Specialized > Other
Local Zoning Code	ZONE
Legal Block	1
Legal Lot Number	62.001
Jurisdiction	TIOGA NY
Township / Civil Division	OWEGO
Census Block Group	3
Census Block	3019
Census Tract	20500

Owner

134 McMaster St, a residential property, is owned by an individual who bought it in October 2021.

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	130 MCMASTER ST, OWEGO, NY 13827-1343
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2006	Deed of Trust, Mortgage CHEMUNG CANAL TRUST CO
Oct 12, 2021	Quit Claim Deed, Transfer
Oct 19, 2018	Quit Claim Deed, Transfer
Jan 27, 2012	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2021 · Amount on File
Deed Sale	Oct 12, 2021 · Amount on File
Prior Sale	Oct 19, 2018 · Amount on File
Deed Document Number	20214983
Prior Transfer Date	Sep 28, 2021
Prior Transfer Doc	2021000004983
Record Updated	Oct 29, 2026

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	134 MCMASTER ST, OWEGO, NY 13827-1343
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0134001001
Date	Jul 5, 2006
Instrument	0134001001

Lender

Name	CHEMUNG CANAL TRUST CO
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	78 Months
Due	Jan 1, 2013

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIOGA NY
Recording Date	Oct 12, 2021
Property Address	134 MCMASTER ST, OWEGO, NY 13827-1343
Document Number	2021000004983
Instrument Date	Sep 28, 2021
Instrument	20210-00004983
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	136 MCMASTER ST, OWEGO, NY 13827-1343

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIOGA NY
Recording Date	Oct 19, 2018
Property Address	134 MCMASTER ST, OWEGO, NY 13827-1343
Document Number	18000004455
Instrument Date	Sep 26, 2018
Instrument	180-00004455
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 MCMASTER ST, OWEGO, NY 13827-1343

January 2012: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIOGA NY
Recording Date	Jan 27, 2012
Property Address	134 MCMASTER ST, OWEGO, NY 13827-1343
Document Number	0000019553/0000005001
Book / Page	0000019553 / 0000005001
Instrument Date	Jan 13, 2012
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 134 McMaster St was $627, up 3.8% from the year before.

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Owego Town
Municipality	Owego Village
Unified School District	Owego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$627.00 (+3.81%)
2025	$604.00	$9,700 Land $8,600 Building $1,100	$18,565 Land $16,460 Building $2,105
2023		$8,600 Land $8,600	$15,926 Land $15,926

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 134 McMaster St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 87 policies
Nearby Flood Policies	87 in force
Nearby Flood Claims	185 (1989–2011)
Claims Outside the SFHA	11 of 185
Most Recent Claim	Sep 2011 · river or lake flooding
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 102 claims Severe Storms And Flooding, Jun 2006 · 71 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 134 McMaster St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA OF OWEGO private · serves 4,850 people · EPA ID NY5304409
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Zeta Broadband Fixed Wireless	400 / 50

May also be available: Empire Long Distance, T-Mobile, Verizon.

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