159 Gulfside Way, Miramar Beach, FL 32550 Property Records

Walton County property record for 159 Gulfside Way, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,228 sqft · built 2002
Lot Size	0.139 acres (6,055 sqft)
Owner	Individual Name on Record
Last Sale	$1,120,000 (Jan 2022)
Tax Bill	$8,599 (2025)
Deeds & Mortgages	Jan 2022 Sale Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-2S-21-42530-000-0140`

Property Details

APN / Parcel Number

Primary APN	`33-2S-21-42530-000-0140`
Alternative APNs	`33-221-42530-000-0140` `1074795`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	2,228 sqft Living Area
Gross Area	3,060 sqft
1st Floor Area	1,856 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	6,055 sqft (0.139 acres)
Lot Dimensions	93 ft deep x 65 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Driveway	Brick Driveway
Porch	Finished/Open Porch
Porch Area	544 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	159 GULFSIDE WAY
City	MIRAMAR BEACH
State	FL
Zip	32550-7157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CC
Legal Description	LOT 14 GULFSIDE COTTAGES S/D PB 11-24 OR 2386-1765 OR 2541-748 OR 2667-2577 OR 2667-2578 OR 2919-3945 OR 3204-2757 OR 3235-3383 OR 3235-3385
Legal Range	21W
Legal Township	02S
Legal Section	33
Legal Subdivision	GULFSIDE COTTAGES
Legal Block	1
Legal Lot Number	14
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	159 GULFSIDE WAY, MIRAMAR BEACH, FL 32550-7157
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Warranty Deed, Transfer CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC
Jan 24, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 28, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2022 · Amount on Record
Deed Sale	Jan 24, 2022 · Amount on Record
Prior Sale	May 13, 2013 · Amount on Record
Deed Document Number	20223325
Deed Book / Page	3235 / 3383
Prior Transfer Date	Apr 29, 2005
Prior Transfer Doc	0026672577
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 24, 2022
Property Address	159 GULFSIDE WAY, MIRAMAR BEACH, FL 32550-7157
Document Number	0032353385
Book / Page	3235 / 3385
Map Reference	MB 11 PG 24&24A
Instrument Date	Jan 20, 2022
Instrument	20220003326
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1411 STONE LAKES DR, SOUTHLAKE, TX 76092-7013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 GULFSIDE WAY, MIRAMAR BEACH, FL 32550-7157

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 24, 2022
Property Address	159 GULFSIDE WAY, MIRAMAR BEACH, FL 32550-7157
Document Number	0032353383
Book / Page	3235 / 3383
Map Reference	MB 11 PG 24&24A
Instrument Date	Jan 20, 2022
Instrument	20220003325
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1411 STONE LAKES DR, SOUTHLAKE, TX 76092-7013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 GULFSIDE WAY, MIRAMAR BEACH, FL 32550-7157

Mortgage

Document Number	0032353387
Date	Jan 24, 2022
Instrument	3235/3387

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Jun 28, 2021
Property Address	159 GULFSIDE WAY, MIRAMAR BEACH, FL 32550-7157
Document Number	0032042757
Book / Page	3204 / 2757
Map Reference	MB 11 PG 24&24A
Instrument Date	Mar 1, 2021
Instrument	20210032306
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	411 STONE LAKES DRIVE, SOUTHLAKE, TX 76092

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,599.00 (-13.1%)	$951,740 (-11.29%) Land $195,000 Building $756,740	$951,740 (-11.29%) Land $195,000 Building $756,740
2024	$9,895.00 (+1.51%)
2023	$9,748.00 (+44.5%)	$1,072,918 (+18.68%) Land $120,553 Building $952,365	$1,072,918 (+18.68%) Land $120,553 Building $952,365
2022	$6,746.00	$904,012 Land $167,268 Building $736,744	$904,012 Land $167,268 Building $736,744

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: REV, Wildstar Networks.

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