159 Cross Rail Ln, Norco, CA 92860 Property Records

Riverside County property record for 159 Cross Rail Ln, Norco, CA 92860

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 5,659 sqft · built 2004
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$720,000 (Mar 2015)
Tax Bill	$15,735 (2025)
Deeds & Mortgages	Jan 2023 Second Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`168-280-002`

Property Details

APN / Parcel Number

Primary APN	`168-280-002`
Alternative APN	`139770002`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,659 sqft Living Area
Gross Area	6,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Attached
Garage Area	804 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	139770002
Street Address	159 CROSS RAIL LN
City	NORCO
State	CA
Zip	92860-3942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.48 ACRES IN LOT 24 MB 335/074 TR 29589-1
Legal Subdivision	TRACT 29589 1
Legal Tract	29589-1
Legal Lot Number	24
Jurisdiction	RIVERSIDE CA
Township / Civil Division	NORCO
Census Block Group	3
Census Block	3006
Census Tract	40813

Owner

Source: Riverside County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	159 CROSS RAIL LN, NORCO, CA 92860-3942
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Apr 2, 2021	Deed of Trust, Mortgage · VA Mortgage LOANUNITED.COM LLC
Apr 10, 2017	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2015 · Amount on Record
Deed Sale	Mar 3, 2015 · Amount on Record
Prior Sale	Jul 21, 2014 · Amount on Record
Deed Document Number	201584441
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	159 CROSS RAIL LN, NORCO, CA 92860-3942
Transaction Type	Mortgage
Record Updated	Jan 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 CROSS RAIL LN, NORCO, CA 92860-3942

Mortgage

Document Number	0000002888
Date	Jan 5, 2023
Instrument	2023-0002888

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	235 Months
Due	Aug 1, 2042

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	159 CROSS RAIL LN, NORCO, CA 92860-3942
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 CROSS RAIL LN, NORCO, CA 92860-3942

Mortgage

Document Number	0000206746
Date	Apr 2, 2021
Instrument	2021-0206746

Lender

Name	LOANUNITED.COM LLC
Type	Mortgage Company
Address	NORCROSS, GA 30093

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	159 CROSS RAIL LN, NORCO, CA 92860-3942
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000143193
Date	Apr 10, 2017
Instrument	2017-0143193

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Jan 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Norco City
Unified School District	Corona-Norco Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$882,626 (+2%) Land $288,076 Building $594,550
2025	$15,735.00 (+3.94%) Homeowner's exemption	$865,321 (+4.04%) Land $282,428 Building $582,893
2023	$15,138.00 (+2.02%) Homeowner's exemption	$831,721 Land $271,462 Building $560,259
2022	$14,838.00
2021			$987,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORCO serves 25,068 people · EPA ID CA3310025
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	42 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cross Rail Ln

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