199 Cross Rail Ln, Norco, CA 92860 Property Records

Riverside County property record for 199 Cross Rail Ln, Norco, CA 92860

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,959 sqft · built 2004
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Trust Names on File
Last Sale	$858,000 (Jan 2021)
Tax Bill	$17,410 (2025)
Deeds & Mortgages	Oct 2026 Sale Sep 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`168-280-006`

Property Details

APN / Parcel Number

Primary APN	`168-280-006`
Alternative APN	`139770006`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,959 sqft Living Area
Gross Area	4,769 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	20,038 sqft (0.46 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	139770006
Street Address	199 CROSS RAIL LN
City	NORCO
State	CA
Zip	92860-3942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.46 ACRES IN LOT 28 MB 335/074 TR 29589-1
Legal Subdivision	TRACT NO 29589 1
Legal Tract	29589-1
Legal Lot Number	28
Jurisdiction	RIVERSIDE CA
Township / Civil Division	NORCO
Census Block Group	3
Census Block	3006
Census Tract	40813

Owner

199 Cross Rail Ln is owner-occupied and held in a trust since January 2022.

Source: Riverside County records, as of October 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	199 CROSS RAIL LN, NORCO, CA 92860-3942
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Sep 28, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 31, 2022	Intrafamily Transfer, Transfer
Jan 15, 2021	Grant Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Nov 7, 2018	Deed of Trust, Mortgage GERMAN AMERICAN CAP
Nov 13, 2018	Quit Claim Deed, Transfer OS NATIONAL LLC, OS NAT'L LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2021 · Amount on File
Deed Sale	Jan 15, 2021 · Amount on File
Prior Sale	Apr 29, 2013 · Amount on File
Deed Document Number	202130155
Last Transfer Date	Jan 28, 2022
Transfer Doc	0000050535
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 13, 2026
Property Address	199 CROSS RAIL LN, NORCO, CA 92860-3942
Document Number	0000318488
Instrument Date	Jul 29, 2025
Instrument	2026318488
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	199 CROSS RAIL LN, NORCO, CA 92860-3942

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	199 CROSS RAIL LN, NORCO, CA 92860-3942
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 CROSS RAIL LN, NORCO, CA 92860-3942

Mortgage

Document Number	0000410289
Date	Sep 28, 2022
Instrument	2022-0410289

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 22, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	199 CROSS RAIL LN, NORCO, CA 92860-3942
Transaction Type	Mortgage
Record Updated	Mar 4, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 CROSS RAIL LN, NORCO, CA 92860-3942

Mortgage

Document Number	0000090168
Date	Feb 23, 2022
Instrument	2022-0090168

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 31, 2022
Property Address	199 CROSS RAIL LN, NORCO, CA 92860-3942
Document Number	0000050535
Instrument Date	Jan 28, 2022
Instrument	2022-0050535
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	199 CROSS RAIL LN, NORCO, CA 92860-3942

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 15, 2021
Property Address	199 CROSS RAIL LN, NORCO, CA 92860-3942
Document Number	0000030155
Map Reference	MB 335 PG 74-87
Instrument Date	Nov 30, 2020
Instrument	2021-0030155
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12672 LIMONITE AVE STE 3E, 3E, EASTVALE, CA 92880-4208

Mortgage

Document Number	0000030156
Date	Jan 15, 2021
Instrument	2021-0030156

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	199 CROSS RAIL LN, NORCO, CA 92860-3942
Document Number	0000461994
Instrument Date	Nov 7, 2018
Transaction Type	Mortgage
Record Updated	Dec 5, 2018
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657

Mortgage

Document Number	0000461994
Date	Nov 27, 2018
Instrument	461994

Lender

Name	GERMAN AMERICAN CAP
Type	Funding / Finance Company
Address	60 WALL ST # 10TH, NEW YORK, NY 10005-2865

Agreement

Amount	Amount on Record

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 13, 2018
Property Address	199 CROSS RAIL LN, NORCO, CA 92860-3942
Document Number	0000446022
Instrument Date	Oct 24, 2018
Instrument	446022
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657

Tax Assessment & Valuation

The 2025 property tax bill for 199 Cross Rail Ln was $17,410.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Norco City
Unified School District	Corona-Norco Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,027,420 (+2%) Land $165,611 Building $861,809
2025	$17,410.00	$1,007,275 Land $162,364 Building $844,911
2023	$15,896.00 (+2%)	$892,663 Land $156,060 Building $736,603
2022	$15,584.00
2021			$754,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 199 Cross Rail Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 199 Cross Rail Ln is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORCO serves 25,068 people · EPA ID CA3310025
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	42 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cross Rail Ln

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