159 Carriage Ln, Georgetown, KY 40324 Property Records

Scott County property record for 159 Carriage Ln, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,489 sqft · built 2004
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$298,137 (Mar 2017)
Tax Bill	$3,742 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Dec 2019 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`165-40-001.000`

Property Details

APN / Parcel Number

Primary APN	`165-40-001.000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,489 sqft Living Area
1st Floor Area	1,457 sqft
Basement Area	2,489 sqft
Finished Basement	2,489 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Combination
Foundation Type	Concrete
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	159 CARRIAGE LN
City	GEORGETOWN
State	KY
Zip	40324-8836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE STABLES
Legal Subdivision	THE STABLES
Legal Lot Number	18
Legal Unit	4
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2019
Census Tract	40607

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	159 CARRIAGE LN, GEORGETOWN, KY 40324-8836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP
Dec 4, 2019	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Mar 21, 2017	Deed, Transfer FOUNDATION TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2017 · Amount on Record
Deed Sale	Mar 21, 2017 · Amount on Record
Prior Sale	May 2, 2005 · Amount on Record
Deed Document Number	2017366965
Deed Book / Page	385 / 681
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	159 CARRIAGE LN, GEORGETOWN, KY 40324-8836
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FOUNDATION TITLE AND ESCROW SERI, FOUNDATION TITLE & ESCROW SE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1329/444
Date	Mar 21, 2017
Book Page	M1329/444
Instrument	366966

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	159 CARRIAGE LN, GEORGETOWN, KY 40324-8836
Transaction Type	Mortgage
Record Updated	Dec 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1477/101
Date	Dec 4, 2019
Book Page	M1477/101
Instrument	409146

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	GEORGETOWN, KY 40324

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 3, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Mar 21, 2017
Property Address	159 CARRIAGE LN, GEORGETOWN, KY 40324-8836
Document Number	D385/681
Book / Page	D385 / 681
Map Reference	CAB6 SL2383
Instrument Date	Mar 17, 2017
Instrument	366965
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Tax	$298.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 ABBEY RD, 120, GEORGETOWN, KY 40324-8714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 CARRIAGE LN, GEORGETOWN, KY 40324-8836

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$420,200 (-)	$420,200 (-)
2025	$3,742.00 (+29.39%)	$420,200 (+31.72%)	$420,200 (+31.72%)
2023	$2,892.00 (+4.52%)	$319,000 (-) Land $55,000 Building $264,000	$319,000 (-) Land $55,000 Building $264,000
2022	$2,767.00	$319,000 Land $45,000 Building $274,000	$319,000 Land $45,000 Building $274,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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