151 Carriage Ln, Georgetown, KY 40324 Property Records

Scott County property record for 151 Carriage Ln, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,244 sqft · built 2003
Lot Size	0.3 acres (13,083 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Apr 2020)
Tax Bill	$3,333 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Sep 2019 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`165-40-019.000`

Property Details

APN / Parcel Number

Primary APN	`165-40-019.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,244 sqft Living Area
1st Floor Area	917 sqft
Basement Area	2,244 sqft
Finished Basement	2,244 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Combination
Foundation Type	Concrete
Lot Area	13,083 sqft (0.3 acres)
Garage Type	Attached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	151 CARRIAGE LN
City	GEORGETOWN
State	KY
Zip	40324-8836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE STABLES
Legal Subdivision	THE STABLES
Legal Lot Number	14
Legal Unit	4
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2019
Census Tract	40607

Owner

151 Carriage Ln is owned and occupied by two individuals who bought it in April 2020.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	151 CARRIAGE LN, GEORGETOWN, KY 40324-8836
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2020	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 18, 2019	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2020 · Amount on File
Deed Sale	Apr 3, 2020 · Amount on File
Prior Sale	Aug 11, 2014 · Amount on File
Deed Document Number	2020414104
Deed Book / Page	413 / 549
Record Updated	Oct 29, 2026

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Apr 3, 2020
Property Address	151 CARRIAGE LN, GEORGETOWN, KY 40324-8836
Document Number	D413/549
Book / Page	D413 / 549
Map Reference	CAB 6 SL 2383
Instrument Date	Apr 3, 2020
Instrument	414104
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 SWILCAN BRIDGE WAY, 115, GEORGETOWN, KY 40324-6908

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	151 CARRIAGE LN, GEORGETOWN, KY 40324-8836

Mortgage

Document Number	414105
Date	Apr 3, 2020
Instrument	414105

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	151 CARRIAGE LN, GEORGETOWN, KY 40324-8836
Transaction Type	Mortgage
Record Updated	Oct 8, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1461/555
Date	Sep 18, 2019
Book Page	M1461/555
Instrument	405175

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 17, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 151 Carriage Ln was $3,333.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$374,200 (-)	$374,200 (-)
2025	$3,333.00	$374,200	$374,200
2023	$2,609.00 (+4.53%)	$287,800 (-) Land $55,000 Building $232,800	$287,800 (-) Land $55,000 Building $232,800
2022	$2,496.00	$287,800 Land $45,000 Building $242,800	$287,800 Land $45,000 Building $242,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 151 Carriage Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 151 Carriage Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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