Dakota County property record for 159 Bernard St E, West St Paul, MN 55118
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,344 sqft · built 1938 |
| Lot Size | 0.159 acres (6,928 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,000 (Sep 2022) |
| Tax Bill | $3,460 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-83750-02-100 |
| Primary APN | 42-83750-02-100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Wood |
| Lot Area | 6,928 sqft (0.159 acres) |
| Garage Type | Detached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 159 BERNARD ST E |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55118-1516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST SIDE REAL ESTATE COMPANYS ADDITION 10 2 ALL OF LOT 9 BLK 2 & W 1/2 OF LOT 10 BLK 2 & PT VAC ALLEY ADJ |
| Legal Subdivision | WEST SIDE REAL ESTATE COMPANYS ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 100 |
| Jurisdiction | DAKOTA MN |
| Township / Civil Division | WEST ST. PAUL |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 60101 |
Source: Dakota County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 159 BERNARD ST E, SAINT PAUL, MN 55118-1516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Aug 3, 2018 | Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2022 · Amount on Record |
| Deed Sale | Sep 28, 2022 · Amount on Record |
| Prior Sale | Apr 11, 2019 · Amount on Record |
| Deed Document Number | 20221470210 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | Oct 10, 2022 |
| Property Address | 159 BERNARD ST E, WEST SAINT PAUL, MN 55118-1516 |
| Document Number | 0003561900 |
| Instrument Date | Sep 28, 2022 |
| Instrument | 3561900 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2022 |
| Title Company | MINNESOTA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $874.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 159 BERNARD ST E, WEST SAINT PAUL, MN 55118-1516 |
| Document Number | 0003561901 |
|---|---|
| Date | Oct 10, 2022 |
| Instrument | 3561901 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 159 BERNARD ST E, WEST SAINT PAUL, MN 55118-1516 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0003530702 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 3530702 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Apr 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.5% |
| Index | Other |
| Max Rate | 8.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | Apr 11, 2019 |
| Property Address | 159 BERNARD ST E, WEST SAINT PAUL, MN 55118-1516 |
| Document Number | 0003300166 |
| Instrument Date | Apr 3, 2019 |
| Instrument | 3300166 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | BURNET TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 159 BERNARD ST E, WEST SAINT PAUL, MN 55118-1516 |
| Investor | Possibly a Property Investor |
| Document Number | 0003300167 |
|---|---|
| Date | Apr 11, 2019 |
| Instrument | 3300167 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | Aug 3, 2018 |
| Property Address | 159 BERNARD ST E, WEST SAINT PAUL, MN 55118-1516 |
| Document Number | 0003263974 |
| Instrument Date | Jul 11, 2018 |
| Instrument | 3263974 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 159 BERNARD ST E, WEST SAINT PAUL, MN 55118-1516 |
| Document Number | 0003263975 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 3263975 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
Source: Dakota County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Dakota County |
| Municipality | West St. Paul City |
| Unified School District | West St. Paul-Mendota Heights-Eagan (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,460.00 (+22.18%) | $264,300 (+6.44%) Land $65,400 Building $198,900 | $264,300 (+6.44%) Land $65,400 Building $198,900 |
| 2023 | $2,832.00 Homeowner's exemption | ||
| 2022 | $248,300 Land $65,400 Building $182,900 | $248,300 Land $65,400 Building $182,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures