Dakota County property record for 148 Bernard St E, West St Paul, MN 55118
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 808 sqft · built 1927 |
| Lot Size | 0.11 acres (4,799 sqft) |
| Owner | Individual Name on File |
| Last Sale | $152,000 (May 2020) |
| Tax Bill | $2,535 (2025) |
| Deeds & Mortgages | May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-43500-02-030 |
| Primary APN | 42-43500-02-030 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 808 sqft Living Area |
| 1st Floor Area | 808 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Wood |
| Lot Area | 4,799 sqft (0.11 acres) |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 148 BERNARD ST E |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55118-1517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KRUSES ADDITION 3 2 |
| Legal Subdivision | KRUSES ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 30 |
| Jurisdiction | DAKOTA MN |
| Township / Civil Division | WEST ST. PAUL |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 60101 |
148 Bernard St E is owned and occupied by an individual who bought it in May 2020.
Source: Dakota County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 148 BERNARD ST E, SAINT PAUL, MN 55118-1517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2020 · Amount on File |
| Deed Sale | May 22, 2020 · Amount on File |
| Prior Sale | Dec 30, 1999 · Amount on File |
| Deed Document Number | 20203372131 |
| Prior Transfer Date | Nov 22, 1999 |
| Prior Transfer Doc | 0000158922 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | May 22, 2020 |
| Property Address | 148 BERNARD ST E, WEST SAINT PAUL, MN 55118-1517 |
| Document Number | 0003372131 |
| Instrument Date | Apr 17, 2020 |
| Instrument | 3372131 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | TITLE SMART INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $501.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 148 BEMARD STREET E, WEST SAINT PAUL, MN 55118 |
| Document Number | 0003372132 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 3372132 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 148 Bernard St E was $2,535 with a homeowner's exemption.
Source: Dakota County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Dakota County |
| Municipality | West St. Paul City |
| Unified School District | West St. Paul-Mendota Heights-Eagan (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,535.00 | $203,900 Land $58,900 Building $145,000 | $203,900 Land $58,900 Building $145,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 148 Bernard St E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 148 Bernard St E is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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