Worcester County and Gardner City property record for 159 Acadia Rd, Gardner, MA 01440 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1940 |
| Square Footage | 970 sqft Living Area |
| Lot Size | 14,797 sqft (0.34 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $99,000 (2002) |
| Tax Bill | $3,656.00 (2025) |
Source: Worcester County and Gardner City records · APN GARD M:M32 B:16 L:5
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 159 ACADIA RD, GARDNER, MA 01440-1507 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage FIDELITY COOPERATIVE BANK |
| Jul 31, 2023 | Quit Claim Deed, Transfer Quitclaim Document |
| Feb 18, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance FIDELITY COOPERATIVE BANK |
| Mar 22, 2018 | Deed of Trust, Mortgage · Line of Credit FIDELITY COOPERATIVE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 15, 2002 · Amount on Record |
| Deed Sale | Jan 15, 2002 · Amount on Record |
| Deed Book / Page | 25738 / 78 |
| Last Transfer Date | Jun 20, 2023 |
| Transfer Doc | 069450-144 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 159 ACADIA RD, GARDNER, MA 01440-1507 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 072598-345 |
|---|---|
| Date | Sep 29, 2025 |
| Book Page | 72598/345 |
| Instrument | 83303 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 241 Months |
| Due | Oct 01, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Jul 31, 2023 |
| Property Address | 159 ACADIA RD, GARDNER, MA 01440-1507 |
| Document Number | 069450-144 |
| Book / Page | 69450 / 144 |
| Instrument Date | Jun 20, 2023 |
| Instrument | 61709 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 44 SUOMI RD, GARDNER, MA 01440-1843 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 159 ACADIA RD, GARDNER, MA 01440-1507 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 64495-230 |
|---|---|
| Date | Feb 18, 2021 |
| Book Page | 64495/230 |
| Instrument | 23290 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 159 ACADIA RD, GARDNER, MA 01440-1507 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 58570-381 |
|---|---|
| Date | Mar 22, 2018 |
| Book Page | 58570/381 |
| Instrument | 26597 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 01, 2038 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,656.00 (+3.25%) | $254,600 (+7.79%) Land $53,600 Building $201,000 | $232,845 |
| 2024 | $3,541.00 (+5.14%) | $236,200 (+13.12%) Land $48,700 Building $187,500 | |
| 2023 | $3,368.00 | $208,800 Land $48,100 Building $160,700 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | GARD M:M32 B:16 L:5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 970 sqft Living Area |
| Gross Area | 2,308 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 14,797 sqft (0.34 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 159 ACADIA RD |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-1507 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 16 |
| Legal Lot Number | 5 |
| Jurisdiction | GARDNER MA |
| Minor Civil Division | GARDNER |
| Census Blockgroup | 1 |
| Census Block | 1026 |
| Census Tract | 707400 |
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