Worcester County and Gardner City property record for 138 Acadia Rd, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,328 sqft · built 1930 |
| Lot Size | 0.169 acres (7,352 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,422 (2026) |
| Deeds & Mortgages | Oct 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | M:K-31 B:0011 L:0018 |
| Primary APN | M:K-31 B:0011 L:0018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,328 sqft Living Area |
| Gross Area | 2,432 sqft |
| Basement Area | 738 sqft |
| Unfinished Basement | 738 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,352 sqft (0.169 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 138 ACADIA RD |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-1508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 16 |
| Legal Lot Number | 18 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 707400 |
138 Acadia Rd is owned and occupied by an individual who acquired it in October 2020.
Source: Worcester County and Gardner City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 138 ACADIA RD, GARDNER, MA 01440-1508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 27, 2020 |
| Transfer Doc | 63625-91 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Oct 30, 2020 |
| Property Address | 138 ACADIA RD, GARDNER, MA 01440-1508 |
| Document Number | 63625-91 |
| Book / Page | 063625 / 000091 |
| Instrument Date | Oct 27, 2020 |
| Instrument | 130742 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 138 ACADIA RD GARDNER MA 014401508, GARDNER, MA 01440-1508 |
The 2026 property tax bill for 138 Acadia Rd was $3,422, up 10,593.8% from the year before.
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,422.00 (+10,593.75%) | $248,500 (+8.33%) Land $55,300 Building $193,200 | $311,280 (+11.07%) |
| 2025 | $32.00 (-99.01%) | $229,400 (+6.3%) Land $50,200 Building $179,200 | $280,250 |
| 2024 | $3,235.00 (+5.96%) | $215,800 (+14%) Land $45,700 Building $170,100 | |
| 2023 | $3,053.00 | $189,300 Land $45,000 Building $144,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 138 Acadia Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 138 Acadia Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
4G LTE (outdoors only), no 5G reported
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