158B E Main St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 158B E Main St, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	1,584 sqft · built 1950
Lot Size	0.095 acres (4,138 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,334 (2025)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`48-04903-0000-00006-0000-C0002`

Property Details

APN / Parcel Number

Primary APN	`48-04903-0000-00006-0000-C0002`
Alternative APNs	`48049030000000060000C000B` `4804903000000006 C000B`

Interior

Stories	2 Stories
Building Area	1,584 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Condo/Apartment
Construction Type	Frame
Lot Area	4,138 sqft (0.095 acres)

Location & Zoning

Old Parcel Number	48049030000000060000C000B
Street Address	158 E MAIN ST, B
City	RAMSEY
State	NJ
Zip	07446-1969
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.095AC
Legal Subdivision	WILLOW COURT
Legal Block	4903
Legal Lot Number	6
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	2
Census Block	2001
Census Tract	44201

Owner

Source: Bergen County and Ramsey Borough assessment roll, APN 48-04903-0000-00006-0000-C0002, as of June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	158B E MAIN ST, RAMSEY, NJ 07446-1948
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	158B E MAIN ST, RAMSEY, NJ 07446-1948
Document Number	0030921511
Instrument Date	Oct 02, 2018
Transaction Type	Mortgage
Record Updated	Nov 08, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	158 E MAIN ST #B RAMSEY NJ 074461948, B, RAMSEY, NJ 07446-1948

Mortgage

Document Number	0030921511
Date	Oct 26, 2018
Book Page	003092/001511
Instrument	76542

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2048

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll as of June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,000 (+0.51%) Land $166,500 Building $191,500	$358,000 (+0.51%) Land $166,500 Building $191,500
2025	$7,334.00 (-7.74%)	$356,200 (+26.45%) Land $166,500 Building $189,700	$356,200 (+26.45%) Land $166,500 Building $189,700
2024	$7,949.00 (+7.59%)
2023		$281,700 Land $130,500 Building $151,200	$281,700 Land $130,500 Building $151,200
2022	$7,388.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030442012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1983–2021)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 373 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ0248001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RAMSEY WATER DEPT serves 15,207 people
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.