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158A E Main St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 158A E Main St, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details1,584 sqft · built 1950
Lot Size0.095 acres (4,138 sqft)
Owner2 Individual Names on File
Last Sale$475,000 (Jun 2026)
Tax Bill$7,552 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jun 2022 Sale
Flood ZoneZone AE (high risk)
APN48-04903-0000-00006-0000-C0001

Property Details

APN / Parcel Number

Primary APN48-04903-0000-00006-0000-C0001
Alternative APNs
  • 48049030000000060000C000A
  • 4804903000000006 C000A

Interior

Stories2 Stories
Building Area1,584 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCondo/Apartment
Construction TypeFrame
Lot Area4,138 sqft (0.095 acres)

Location & Zoning

Old Parcel Number48049030000000060000C000A
Street Address158 E MAIN ST, A
CityRAMSEY
StateNJ
Zip07446-1969
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.095AC
Legal Block4903
Legal Lot Number6
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group2
Census Block2001
Census Tract44201

Owner

Source: Bergen County and Ramsey Borough records · APN 48-04903-0000-00006-0000-C0001

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address158A E MAIN ST, RAMSEY, NJ 07446-1948
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2026Deed, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 01, 2022Bargain and Sale Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 01, 2026 · Amount on Record
Deed SaleJun 01, 2026 · Amount on Record
Prior SaleJun 01, 2022 · Amount on Record
Deed Document Number202635902
Deed Book / Page5808 / 1743
Record UpdatedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateJun 01, 2026
Document Number0000035902
Book / Page5808 / 1743
Instrument DateApr 30, 2026
Instrument202635902
Transaction TypeTransfer
Record UpdatedJun 22, 2026
Title CompanySAFECO LAND TITLE, SAFE LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$47,975.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address158A E MAIN ST, RAMSEY, NJ 07446-1948

Mortgage

Document Number0000035903,
DateJun 01, 2026
Instrument202635903
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 01, 2041
Interest
Rate TypeFixed Rate
Rate5.65%
Initial TypeFixed Rate
Max Rate-1%

June 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionBERGEN NJ
Recording DateJun 01, 2022
Property Address158A E MAIN ST, RAMSEY, NJ 07446-1948
Document Number0046980533
Book / Page4698 / 533
Map ReferenceMB 7298 PG 638
Instrument DateApr 27, 2022
Instrument2022056208
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address158 E MAIN ST, 158, RAMSEY, NJ 07446-1968

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address158 E MAIN ST APT A, A, RAMSEY, NJ 07446-1969

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$368,700 (+0.52%) Land $166,500 Building $202,200$368,700 (+0.52%) Land $166,500 Building $202,200
2025$7,552.00 (-4.22%)$366,800 (+31.28%) Land $166,500 Building $200,300$366,800 (+31.28%) Land $166,500 Building $200,300
2024$7,885.00 (+11.4%)
2023$279,400 Land $130,500 Building $148,900$279,400 Land $130,500 Building $148,900
2022$7,078.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030442012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies8 in force
Nearby Flood Claims6 (1983–2021)
Claims Outside the SFHA3 of 6
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Based on FCC filings for 373 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ0248001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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