1. Home
  2. Florida
  3. Lake County
  4. Montverde
  5. Winding Bluff Dr

15894 Winding Bluff Dr, Montverde, FL 34756 Property Records

Lake County property record for 15894 Winding Bluff Dr, Montverde, FL 34756

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,362 sqft · built 2024
OwnerIndividual Name on File
Last Sale$693,400 (Aug 2024)
Tax Bill$1,432 (2024)
Deeds & MortgagesAug 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-22-26-0010-000-03100

Property Details

APN / Parcel Number

Primary APN10-22-26-0010-000-03100
Alternative APN
  • 3934135

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,362 sqft Living Area

Exterior

Year BuiltBuilt 2024
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Garage TypeFinished
PorchOpen Porch
Porch Area289 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3934135
Street Address15894 WINDING BLUFF DR
CityMONTVERDE
StateFL
Zip34756-3538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILLOW RIDGE PB 78 PG 70-75 LOT 31 ORB 6375 PG 1559
Legal Lot Number31
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group1
Census Block1026
Census Tract31301

Owner

15894 Winding Bluff Dr is owned and occupied by an individual who bought it in August 2024.

Source: Lake County records, as of December 15, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address15894 WINDING BLUFF DR, MONTVERDE, FL 34756-3538
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2024 · Amount on File
Deed SaleAug 1, 2024 · Amount on File
Deed Document Number2024090546
Deed Book / Page6375 / 1559
Record UpdatedJun 8, 2026

August 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLAKE FL
Recording DateAug 1, 2024
Property Address15894 WINDING BLUFF DR, MONTVERDE, FL 34756-3538
Document Number0063751559
Book / Page6375 / 1559
Map ReferenceMB 78 PG 70-75
Instrument DateJul 25, 2024
Instrument2024090546
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 16, 2025
Title CompanyPGP TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,853.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address15894 WINDING BLUFF DR, MONTVERDE, FL 34756-3538

Mortgage

Document Number0063751561
DateAug 1, 2024
Instrument6375/1561
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2054

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityMontverde Town
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$635,436 Land $155,000 Building $480,436$635,436 Land $155,000 Building $480,436
2024$1,432.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15894 Winding Bluff Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 52 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies52 in force
Nearby Flood Claims5 (2017–2024)
Claims Outside the SFHA1 of 5
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15894 Winding Bluff Dr is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 64% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTVERDE WATER DEPARTMENT (2WPS)
serves 1,198 people · EPA ID FL3350847
Water SourceGroundwater
Last State InspectionJan 2024
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000

May also be available: CenturyLink, Hotwire Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Winding Bluff Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures