Lake County property record for 15870 Winding Bluff Dr, Montverde, FL 34756
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,893 sqft · built 2024 |
| Owner | Individual Name on Record |
| Last Sale | $596,200 (Feb 2025) |
| Tax Bill | $1,847 (2024) |
| Deeds & Mortgages | Feb 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-22-26-0010-000-03500 |
| Primary APN | 10-22-26-0010-000-03500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,893 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Garage Type | Finished |
| Porch | Open Porch |
| Porch Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3934139 |
|---|---|
| Street Address | 15870 WINDING BLUFF DR |
| City | MONTVERDE |
| State | FL |
| Zip | 34756-3538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLOW RIDGE PB 78 PG 70-75 LOT 35 ORB 6481 PG 1529 |
| Legal Lot Number | 35 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 31301 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 15870 WINDING BLUFF DR, MONTVERDE, FL 34756-3538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2025 · Amount on Record |
| Deed Sale | Feb 26, 2025 · Amount on Record |
| Deed Document Number | 2025023093 |
| Deed Book / Page | 6481 / 1529 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Feb 26, 2025 |
| Property Address | 15870 WINDING BLUFF DR, MONTVERDE, FL 34756-3538 |
| Document Number | 0064811529 |
| Book / Page | 6481 / 1529 |
| Map Reference | MB 78 PG 70-75 |
| Instrument Date | Feb 20, 2025 |
| Instrument | 2025023093 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 16, 2025 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,173.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383 |
| Name | Verified Name |
|---|---|
| Address | 15870 WINDING BLUFF DR, MONTVERDE, FL 34756-3538 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Montverde Town |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $567,605 Land $155,000 Building $412,605 | $567,605 Land $155,000 Building $412,605 | |
| 2024 | $1,847.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 5 (2017–2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTVERDE WATER DEPARTMENT (2WPS) serves 1,198 people · EPA ID FL3350847 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
May also be available: CenturyLink, Hotwire Communications, Verizon.
5G (outdoors only) and 4G LTE
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