Osceola County property record for 1589 Pine Marsh Loop, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2014 |
| Square Footage | 3,164 sqft Heated Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $272,100 (2015) |
| Tax Bill | $4,507.00 (2025) |
| Primary APN | 172531444600010180 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,164 sqft Heated Area |
| Gross Area | 3,994 sqft Gross Area |
| 1st Floor | 1,680 sqft 1st Floor |
| Upper Floors | 1,484 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.169 acres) |
| Depth X Width | 126 ft x 60 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 650 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 180 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1589 PINE MARSH LOOP |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7407 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NOVA POINTE PH 2 PB 22 PG 119-120 LOT 18 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 17 |
| Legal Subdivision | NOVA POINTE (PARK) |
| Legal Phase | 2 |
| Legal Tract | 4446 |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1029 |
| Census Tract | 43700 |
Source: Osceola County records · APN 172531444600010180
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1589 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7407 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 23, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage REGIONS BANK |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 26, 2015 · Amount on Record |
| Deed Sale | Feb 26, 2015 · Amount on Record |
| Deed Doc Number | 2015028969 |
| Deed Book / Page | 4741 / 1685 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1589 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7407 |
| Transaction Type | Mortgage |
| Record Updated | Sep 04, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1589 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7407 |
| Document Number | 0064620801 |
|---|---|
| Date | Aug 23, 2023 |
| Book Page | 6462/801 |
| Instrument | 2023110729 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1589 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7407 |
| Document Number | 0057291179 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | OMEGA TITLE |
| Name | Verified Name |
|---|---|
| Address | 1589 PINE MARSH LOOP ST CLOUD FL 347717407, ST CLOUD, FL 34771-7407 |
| Document Number | 0057291179 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 005729/001179 |
| Instrument | 69625 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 28, 2040 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,507.00 (+7.11%) Homeowner's exemption | $314,736 (+5.99%) | $435,500 (+6.48%) Land $70,000 Building $365,500 |
| 2023 | $4,208.00 (+4.06%) Homeowner's exemption | $296,958 (+3%) | $409,000 (+19.07%) Land $70,000 Building $339,000 |
| 2022 | $4,044.00 Homeowner's exemption | $288,309 | $343,500 Land $55,000 Building $288,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 49% of the US · above 19% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 826 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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