Osceola County property record for 1577 Pine Marsh Loop, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2015 |
| Square Footage | 3,175 sqft Heated Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $440,000 (2021) |
| Tax Bill | $4,932.00 (2025) |
| Primary APN | 172531444600010200 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,175 sqft Heated Area |
| Gross Area | 4,215 sqft Gross Area |
| 1st Floor | 1,680 sqft 1st Floor |
| Upper Floors | 1,495 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.169 acres) |
| Depth X Width | 126 ft x 60 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 400 sqft Garage |
| Pool Area | 280 sqft Pool |
|---|---|
| Fence | Fence |
| Deck Area | 440 sqft Deck |
| Porch | Open Porch |
| Porch Area | 640 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1577 PINE MARSH LOOP |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7407 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NOVA POINTE PH 2 PB 22 PG 119-120 LOT 20 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 17 |
| Legal Subdivision | NOVA POINTE (PARK) |
| Legal Phase | 2 |
| Legal Tract | 4446 |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1029 |
| Census Tract | 43700 |
Source: Osceola County records · APN 172531444600010200
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1577 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7407 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 04, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Nov 08, 2021 | Warranty Deed, Transfer · Conventional Mortgage INNOVATIVE MORTGAGE SERVICES |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 08, 2021 · Amount on Record |
| Deed Sale | Nov 08, 2021 · Amount on Record |
| Prior Sale | Apr 21, 2015 · Amount on Record |
| Deed Doc Number | 2021173920 |
| Deed Book / Page | 6082 / 1800 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1577 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0058262328 |
|---|---|
| Date | Nov 04, 2020 |
| Book Page | 5826/2328 |
| Instrument | 2020150442 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 08, 2021 |
| Property Address | 1577 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7407 |
| Document Number | 0060821800 |
| Book / Page | 6082 / 1800 |
| Map Reference | MB 22 PG 119&120 |
| Instrument Date | Nov 03, 2021 |
| Instrument | 2021173920 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | NOT AVAILABLE, EDGEWATER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,080.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1577 PINE MARSH LOOP, 1577, SAINT CLOUD, FL 34771-7407 |
| Name | Verified Name |
|---|---|
| Address | 1577 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7407 |
| Document Number | 0060821802 |
|---|---|
| Date | Nov 08, 2021 |
| Instrument | 6082/1802 |
| Name | INNOVATIVE MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,932.00 (+7.85%) Homeowner's exemption | $345,449 (+6.91%) | $461,400 (+7.05%) Land $70,000 Building $391,400 |
| 2023 | $4,573.00 (+3.93%) Homeowner's exemption | $323,134 (+3%) | $431,000 (+18.08%) Land $70,000 Building $361,000 |
| 2022 | $4,400.00 Homeowner's exemption | $313,723 | $365,000 Land $55,000 Building $310,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 49% of the US · above 19% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 826 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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