1589 E Windy Willow Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1589 E Windy Willow Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,070 sqft · built 2005
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$91,500 (Dec 2020)
Tax Bill	$7,739 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009981-3620`

Property Details

APN / Parcel Number

Primary APN	`009981-3620`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,070 sqft Living Area
Gross Area	2,780 sqft
1st Floor Area	2,070 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	335 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1589 E WINDY WILLOW DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	48/76-95 JOHNS CREEK LOT 362 OR2430/905 & 5113/1944(Q/C)
Legal Range	28E
Legal Township	05S
Legal Section	19
Legal Subdivision	JOHNS CREEK
Legal Block	1
Legal Lot Number	362
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1019
Census Tract	20907

Owner

1589 E Windy Willow Dr is owned by an individual who bought it in December 2020.

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	221 BEAR ISLAND TRL, PONTE VEDRA, FL 32081-8376
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2020 · Amount on File
Deed Sale	Dec 2, 2020 · Amount on File
Prior Sale	May 5, 2005 · Amount on File
Deed Document Number	2020109608
Deed Book / Page	5113 / 1944
Prior Transfer Date	Nov 30, 2020
Prior Transfer Doc	0051131944
Record Updated	Oct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 2, 2020
Property Address	1589 E WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-3031
Document Number	0051131944
Book / Page	5113 / 1944
Map Reference	MB 48 PG 76-95
Instrument Date	Nov 30, 2020
Instrument	2020109608
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST FL TITLE & TRUST

Transaction

Amount	Amount on Record
Tax	$640.50
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 BEAR ISLAND TRL, PONTE VEDRA, FL 32081-8376

Mortgage

Document Number	51131945
Date	Dec 2, 2020
Instrument	5113/1945

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Dec 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 1589 E Windy Willow Dr was $7,739, up 1% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,866 (-0.71%) Land $100,000 Building $260,866	$360,866 (-0.71%) Land $100,000 Building $260,866
2025	$7,739.00 (+10.02%)	$363,434	$363,434 Land $100,000 Building $263,434
2024	$7,034.00 (+3.41%)
2023	$6,802.00 (+6.36%)	$362,974 (+12.88%)	$362,974 (+12.88%) Land $95,000 Building $267,974
2022	$6,395.00	$321,570	$321,570 Land $84,000 Building $237,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1589 E Windy Willow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	81 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1589 E Windy Willow Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T Fiber	1,000 / 1,000