1576 E Windy Willow Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1576 E Windy Willow Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,791 sqft · built 2005
Lot Size	0.21 acres (9,147 sqft)
Owner	2 Individual Names on File
Last Sale	$209,000 (Apr 2010)
Tax Bill	$4,907 (2025)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009981-3670`

Property Details

APN / Parcel Number

Primary APN	`009981-3670`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,791 sqft Living Area
Gross Area	2,231 sqft
1st Floor Area	1,791 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,147 sqft (0.21 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	128 sqft
Patio Area	356 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1576 E WINDY WILLOW DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	48/76-95 JOHNS CREEK LOT 367 OR3302/705
Legal Range	28E
Legal Township	05S
Legal Section	19
Legal Subdivision	JOHNS CREEK
Legal Block	1
Legal Lot Number	367
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1019
Census Tract	20907

Owner

1576 E Windy Willow Dr is owned and occupied by two individuals who bought it in April 2010.

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1576 E WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-3029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2010 · Amount on File
Deed Sale	Apr 7, 2010 · Amount on File
Prior Sale	Dec 14, 2009
Deed Document Number	201015908
Deed Book / Page	3302 / 705
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1576 E WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-3029
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044970624
Date	Feb 1, 2018
Book Page	4497/0624
Instrument	2018007008

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 1576 E Windy Willow Dr was $4,907 with a homeowner's exemption, up 9.2% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,164 (+2.7%)	$327,582 (+0.55%) Land $100,000 Building $227,582
2025	$4,907.00 (+9.21%) Homeowner's exemption	$190,033 (+2.9%)	$325,798 (-3.28%) Land $100,000 Building $225,798
2024	$4,493.00 (+0.99%) Homeowner's exemption	$184,677 (+3%)	$336,848 (+3.8%) Land $100,000 Building $236,848
2023	$4,449.00 (+1.6%) Homeowner's exemption	$179,298 (+3%)	$324,506 (+12.21%) Land $95,000 Building $229,506
2022	$4,379.00 Homeowner's exemption	$174,076	$289,188 Land $84,000 Building $205,188

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1576 E Windy Willow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	81 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1576 E Windy Willow Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T Fiber	1,000 / 1,000