15887 Frances Rd, Gibson, NC 28343 Property Records

Scotland County property record for 15887 Frances Rd, Gibson, NC 28343

Property Summary

Property Type	Mobile Home
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Tax Bill	$309 (2026)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040169 01045`

Property Details

APN / Parcel Number

Primary APN	`040169 01045`
Alternative APN	`8095896`

Exterior

Architectural Style	Mobile Home
Lot Area	174,240 sqft (4 acres)
Lot Dimensions	169 ft deep x 169 ft wide

Location & Zoning

Account Number	8095896
Street Address	15887 FRANCES RD
City	GIBSON
State	NC
Zip	28343-8309
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RA
Legal Description	4 AC OF TRT 3 FARMERS RIDGE
Legal Subdivision	FARMERS RIDGE SUBDIVISION
Legal Tract	3
Jurisdiction	SCOTLAND NC
Township / Civil Division	WILLIAMSON
Census Block Group	3
Census Block	3069
Census Tract	10502

Owner

15887 Frances Rd, a mobile home, is owned and occupied by an individual who acquired it in November 2020.

Source: Scotland County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	15887 FRANCES RD, GIBSON, NC 28343-8309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 10, 2020
Transfer Doc	1687/94
Record Updated	Oct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCOTLAND NC
Recording Date	Nov 13, 2020
Property Address	15887 FRANCES RD, GIBSON, NC 28343-8309
Document Number	1687/94
Book / Page	1687 / 94
Map Reference	MB 8 PG 363
Instrument Date	Nov 10, 2020
Instrument	2020-00002813
Transaction Type	Transfer
Record Updated	Nov 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10360 CELEBRITY DR, 10360, LAURINBURG, NC 28352-7696

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15887 FRANCES RD, GIBSON, NC 28343-8309

Mortgage

Document Number	202000002814
Date	Nov 13, 2020
Instrument	2020-00002814

Lender

Name	FIRST CAPITAL BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 15887 Frances Rd was $309.

Source: Scotland County assessment roll, as of September 16, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Scotland County
Unified School District	Scotland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$309.00	$30,230 Land $26,730 Building $3,500	$30,230 Land $26,730 Building $3,500
2023		$14,200 (-) Land $11,200 Building $3,000	$14,200 (-)
2022	$232.00	$14,200 Land $11,200 Building $3,000	$14,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15887 Frances Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 12, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15887 Frances Rd is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 94% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTLAND CO WATER - NORTH serves 1,219 people · EPA ID NC0383030
Water Source	Purchased groundwater from several systems
Last State Inspection	Oct 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Frances Rd

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