Scotland County property record for 15821 Frances Rd, Gibson, NC 28343
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,765 sqft · built 1976 |
| Lot Size | 2.4 acres (104,718 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,415 (2026) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040169 01022 |
| Primary APN | 040169 01022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,765 sqft Heated Area |
| Gross Area | 2,644 sqft |
| 1st Floor Area | 1,765 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Other |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 104,718 sqft (2.4 acres) |
| Lot Dimensions | 590 ft deep x 590 ft wide |
| Garage Type | Mixed |
| Garage Area | 660 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 169 sqft |
| Storage Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 8102310 |
|---|---|
| Street Address | 15821 FRANCES RD |
| City | GIBSON |
| State | NC |
| Zip | 28343-8309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA |
| Legal Description | PAR 2 YOUNGSTUNKEL |
| Jurisdiction | SCOTLAND NC |
| Township / Civil Division | WILLIAMSON |
| Census Block Group | 3 |
| Census Block | 3067 |
| Census Tract | 10502 |
15821 Frances Rd, a rural home, is owned and occupied by an individual.
Source: Scotland County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15821 FRANCES RD, GIBSON, NC 28343-8309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTLAND NC |
| Property Address | 15821 FRANCES RD, GIBSON, NC 28343-8309 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1550/122 |
|---|---|
| Date | Jun 19, 2017 |
| Book Page | 1550/122 |
| Instrument | 2017-00001621 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 217 Months |
| Due | Jul 1, 2035 |
The 2026 property tax bill for 15821 Frances Rd was $1,415.
Source: Scotland County assessment roll, as of September 16, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Scotland County |
| Unified School District | Scotland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,415.00 | $179,340 Land $14,930 Building $164,410 | $179,340 Land $14,930 Building $164,410 |
| 2023 | $90,200 (-) Land $13,230 Building $76,970 | $90,200 (-) | |
| 2022 | $1,023.00 | $90,200 Land $13,230 Building $76,970 | $90,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15821 Frances Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 12, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 15821 Frances Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 88% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTLAND CO WATER - NORTH serves 1,219 people · EPA ID NC0383030 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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