1587 Delta Dr, Saginaw, MI 48638 Property Records

Saginaw County property record for 1587 Delta Dr, Saginaw, MI 48638

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,998 sqft · built 1956
Lot Size0.543 acres (23,653 sqft)
Owner2 Individual Names on Record
Last Sale$158,300 (Dec 2012)
Tax Bill$4,006 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Dec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN23-12-4-21-2425-000

Property Details

APN / Parcel Number

Primary APN23-12-4-21-2425-000
Alternative APN
  • 124212425000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,998 sqft Living Area
1st Floor Area1,998 sqft
Basement Area1,998 sqft
Finished Basement1,998 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area23,653 sqft (0.543 acres)
Lot Dimensions268 ft deep x 116 ft wide
Garage Area858 sqft
Parking Spaces3 Parking Spaces
PorchCovered Porch
Porch Area580 sqft
Patio Area352 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1587 DELTA DR
CitySAGINAW
StateMI
Zip48638-4613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 5 WOODLAND PLAT A PART OF NW 1/4 SEC 21 T12N R4E
Legal Range04E
Legal Township12N
Legal Section21
Legal SubdivisionWOODLAND PLAT
Legal Lot Number5
Legal Unit5
JurisdictionSAGINAW MI
Township / Civil DivisionSAGINAW
Census Block Group4
Census Block4018
Census Tract10402

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1587 DELTA DR, SAGINAW, MI 48638-4613
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2022Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Dec 21, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2012 · Amount on Record
Deed SaleDec 5, 2012 · Amount on Record
Deed Document Number201238374
Deed Book / Page2701 / 2387
Last Transfer DateDec 14, 2021
Transfer Doc0000039765
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address1587 DELTA DR, SAGINAW, MI 48638-4613
Transaction TypeMortgage
Record UpdatedNov 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1587 W DELTA DR, SAGINAW, MI 48638-4613

Mortgage

Document Number0000027655
DateOct 21, 2022
Instrument2022027655
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 3, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAGINAW MI
Recording DateDec 21, 2021
Property Address1587 DELTA DR, SAGINAW, MI 48638-4613
Document Number0000039765
Map ReferenceLB 8 PG 16
Instrument DateDec 14, 2021
Instrument2021039765
Transaction TypeTransfer
Record UpdatedJan 3, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1587 DELTA DR, SAGINAW, MI 48638-4613

Mortgage

Document Number0000039766
DateDec 21, 2021
Instrument2021039766
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionSaginaw Charter Township
Unified School DistrictSaginaw Township Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$143,600 (+18.48%)$287,200 (+18.48%)
2025$4,006.00 (+19.26%) Homeowner's exemption
2023$121,200$242,400
2022$3,359.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAGINAW
serves 44,058 people · EPA ID MI0005850
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionFeb 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
AT&T
DSL
100 / 20

May also be available: T-Mobile.

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