1515 Delta Dr, Saginaw, MI 48638 Property Records

Saginaw County property record for 1515 Delta Dr, Saginaw, MI 48638

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,705 sqft · built 1956
Lot Size	0.505 acres (21,998 sqft)
Owner	Individual Name on File
Tax Bill	$4,179 (2025)
Deeds & Mortgages	Jul 2022 Transfer Apr 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`23-12-4-21-2428-000`

Property Details

APN / Parcel Number

Primary APN	`23-12-4-21-2428-000`
Alternative APN	`124212428000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,705 sqft Living Area
1st Floor Area	2,705 sqft
Basement Area	638 sqft
Finished Basement	638 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,998 sqft (0.505 acres)
Lot Dimensions	177 ft deep x 124 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Pool Area	720 sqft
Porch	Covered Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	1515 DELTA DR
City	SAGINAW
State	MI
Zip	48638-4613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 8 WOODLAND PLAT A PART OF NW 1/4 SEC 21 T12N R4E
Legal Range	04E
Legal Township	12N
Legal Section	21
Legal Subdivision	WOODLAND
Legal Lot Number	8
Legal Unit	8
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	4
Census Block	4018
Census Tract	10402

Owner

1515 Delta Dr is owned and occupied by an individual who acquired it in June 2024.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1515 DELTA DR, SAGINAW, MI 48638-4613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Intrafamily Transfer, Transfer
Apr 28, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2008
Deed Sale	Sep 9, 2008
Deed Book / Page	2511 / 1642
Last Transfer Date	Jun 20, 2024
Transfer Doc	0000015376
Record Updated	Oct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Jul 25, 2022
Property Address	1515 DELTA DR, SAGINAW, MI 48638-4613
Document Number	0000020453
Instrument Date	Jul 15, 2022
Instrument	2022020453
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11190 ROOSEVELT RD, 11190, SAGINAW, MI 48609-9725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11190 ROOSEVELT RD, SAGINAW, MI 48609-9725

April 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAGINAW MI
Recording Date	Apr 28, 2020
Property Address	1515 DELTA DR, SAGINAW, MI 48638-4613
Document Number	0000012048
Instrument Date	Apr 17, 2020
Instrument	12048
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1515 DELTA DR SAGINAW MI 486384613, SAGINAW, MI 48638-4613

Tax Assessment & Valuation

The 2025 property tax bill for 1515 Delta Dr was $4,179 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Saginaw Charter Township
Unified School District	Saginaw Township Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,100 (+7.31%)	$314,200 (+7.31%)
2025	$4,179.00 Homeowner's exemption	$146,400	$292,800
2023		$117,200	$234,400
2022	$3,253.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1515 Delta Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1515 Delta Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAGINAW serves 44,058 people · EPA ID MI0005850
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Feb 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T DSL	100 / 20

May also be available: T-Mobile.

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