Charleston County property record for 1586 Charthouse Ct, Mount Pleasant, SC 29466
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,898 sqft · built 2015 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $475,000 (Dec 2015) |
| Tax Bill | $2,426 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Feb 2017 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 598-03-00-740 |
| Primary APN | 598-03-00-740 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,898 sqft Living Area |
| 1st Floor Area | 1,470 sqft |
| Upper Floors Area | 1,428 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 322 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1586 CHARTHOUSE CT |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29466-7559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | POLTWP MAPPLATB L15 MAPPLATP 0175-0177 SUBDIVISIONNAME CAROLINA PARK PHASE 7-A BLOCK LOT 798 GOVLOT TRACT |
| Legal Subdivision | CAROLINA PARK |
| Legal Phase | 7-A |
| Legal Tract | B |
| Legal Lot Number | 798 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 4617 |
1586 Charthouse Ct is owned by a company that acquired it in December 2024.
Source: Charleston County records, as of September 23, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1586 CHARTHOUSE CT, MOUNT PLEASANT, SC 29466-7559 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HERITAGE TR FCU |
| Feb 16, 2017 | Deed of Trust, Mortgage · Line of Credit HERITAGE TR FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2015 · Amount on File |
| Deed Sale | Dec 15, 2015 · Amount on File |
| Deed Book / Page | 523 / 524 |
| Last Transfer Date | Dec 12, 2024 |
| Transfer Doc | 1285000283 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1586 CHARTHOUSE CT, MOUNT PLEASANT, SC 29466-7559 |
| Document Number | 0874/0512 |
| Instrument Date | Apr 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1586 CHARTHOUSE CT MOUNT PLEASANT SC 294667559, MOUNT PLEASANT, SC 29466-7559 |
| Document Number | 0874/0512 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 000874/000512 |
| Name | HERITAGE TR FCU |
|---|---|
| Type | Credit Union |
| Address | SUMMERVILLE, SC 29483 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 14, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1586 CHARTHOUSE CT, MOUNT PLEASANT, SC 29466-7559 |
| Document Number | 0618/0912 |
| Book / Page | 000618 / 000912 |
| Instrument Date | Feb 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1586 CHARTHOUSE CT MOUNT PLEASANT SC 294667559, MOUNT PLEASANT, SC 29466-7559 |
| Document Number | 0618/0912 |
|---|---|
| Date | Feb 23, 2017 |
| Book Page | 000618/000912 |
| Name | HERITAGE TR FCU |
|---|---|
| Type | Credit Union |
| Address | CHARLESTON, SC 29423-8000 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 22, 2032 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1586 Charthouse Ct was $2,426, up 12.4% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,426.00 (+12.37%) | $622,035 (+2,775.8%) Land $169,395 Building $452,640 | $983,800 Land $246,800 Building $737,000 |
| 2024 | $2,159.00 | $21,630 | |
| 2022 | $1,986.00 | $21,630 | $540,900 Land $147,300 Building $393,600 |
| 2020 | $540,900 Land $147,300 Building $393,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1586 Charthouse Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 996 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,036 units insured incl. 40 condo units |
| Nearby Flood Claims | 9 (2015–2024) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1586 Charthouse Ct is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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