1582 Charthouse Ct, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 1582 Charthouse Ct, Mount Pleasant, SC 29466

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,840 sqft · built 2016
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$519,000 (Aug 2016)
Tax Bill$2,238 (2025)
Deeds & MortgagesApr 2022 Line of Credit
Nov 2021 Mortgage
Flood ZoneZone AE (high risk)
APN598-03-00-741

Property Details

APN / Parcel Number

Primary APN598-03-00-741

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,840 sqft Living Area
1st Floor Area1,420 sqft
Upper Floors Area1,420 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Lot Area8,712 sqft (0.2 acres)
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area382 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address1582 CHARTHOUSE CT
CityMOUNT PLEASANT
StateSC
Zip29466-7559
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPOLTWP MAPPLATB L15 MAPPLATP 0175-0177 SUBDIVISIONNAME CAROLINA PARK PHASE 7-A BLOCK LOT 799 GOVLOT TRACT
Legal SubdivisionCAROLINA PARK
Legal Phase7-A
Legal Lot Number799
JurisdictionCHARLESTON SC
Township / Civil DivisionMOUNT PLEASANT
Census Block Group2
Census Block2053
Census Tract4617

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1582 CHARTHOUSE CT, MOUNT PLEASANT, SC 29466-7559
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2022Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Nov 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2016 · Amount on Record
Deed SaleAug 30, 2016 · Amount on Record
Deed Book / Page579 / 662
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address1582 CHARTHOUSE CT, MOUNT PLEASANT, SC 29466-7559
Transaction TypeMortgage
Record UpdatedJul 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010980489
DateApr 8, 2022
Book Page1098/489
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMar 30, 2047

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address1582 CHARTHOUSE CT, MOUNT PLEASANT, SC 29466-7559
Transaction TypeMortgage
Record UpdatedMar 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010560077
DateNov 30, 2021
Book Page1056/77
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityMount Pleasant Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,238.00 (+13.43%)$619,160 (+3,068.68%) Land $182,850 Building $436,310$915,700 (+70.08%) Land $265,400 Building $650,300
2024$1,973.00 (+9.01%)$19,540 (-)
2022$1,810.00$19,540$538,400 (-) Land $159,000 Building $379,400
2020$538,400 Land $159,000 Building $379,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 996 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,036 units insured
incl. 40 condo units
Nearby Flood Claims9 (2015–2024)
Claims Outside the SFHA6 of 9
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Debby, Aug 2024 · 2 claims
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT PLEASANT WATERWORKS
serves 91,500 people · EPA ID SC1010002
Water SourcePurchased surface water from CHARLESTON WATER SYSTEM
Last State InspectionDec 2022
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35

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