15854 E Otero Cir, Centennial (Englewood), CO 80112 Property Records

Arapahoe County property record for 15854 E Otero Cir, Centennial, CO 80112

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,380 sqft · built 2018
Owner	Trust Name on File
Last Sale	$501,397 (Nov 2018)
Tax Bill	$5,501 (2025)
Deeds & Mortgages	Mar 2024 Transfer Nov 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2073-32-3-14-102`

Property Details

APN / Parcel Number

Primary APN	`2073-32-3-14-102`
Alternative APNs	`035213145` `35213145` `213145`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,380 sqft Living Area
Gross Area	4,162 sqft
1st Floor Area	1,139 sqft
2nd Floor Area	1,241 sqft
Basement Area	1,139 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Dimensions	100 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	480 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	163 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	035213145
Street Address	15854 E OTERO CIR
City	CENTENNIAL
State	CO
Zip	80112-4778
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNSHIP T5S MAPPLATB 492 MAPPLATP 18 SUBDIVISIONCD 062445 SUBDIVISIONNAME TRAILS EDGE BLOCK 001 LOT 102 LOT 102 BLK 1 TRAILS EDGE
Legal Subdivision	TRAILS EDGE
Legal Block	2
Legal Lot Number	102
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTHWEST ARAPAHOE
Census Block Group	2
Census Block	2024
Census Tract	6863

Owner

15854 E Otero Cir is owner-occupied and held in a trust since March 2024.

Source: Arapahoe County records, as of August 11, 2026

Owner of Record	Trust Name on File
Mailing Address	15854 E OTERO CIR, CENTENNIAL, CO 80112-4778
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Intrafamily Transfer, Transfer
Nov 1, 2023	Intrafamily Transfer, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Dec 16, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Nov 16, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2018 · Amount on File
Deed Sale	Nov 16, 2018 · Amount on File
Deed Document Number	2018113024
Last Transfer Date	Mar 19, 2024
Transfer Doc	0000017088
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ARAPAHOE CO
Recording Date	Mar 25, 2024
Property Address	15854 E OTERO CIR, CENTENNIAL, CO 80112-4778
Document Number	00E4017088
Instrument Date	Mar 19, 2024
Instrument	E4017088
Transaction Type	Transfer
Record Updated	Apr 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15854 E OTERO CIR, CENTENNIAL, CO 80112-4778

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ARAPAHOE CO
Recording Date	Nov 1, 2023
Property Address	15854 E OTERO CIR, CENTENNIAL, CO 80112-4778
Document Number	00E3074971
Instrument Date	Oct 25, 2023
Instrument	E3074971
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15854 E OTERO CIR, CENTENNIAL, CO 80112-4778

Mortgage

Document Number	00E3074972
Date	Nov 1, 2023
Instrument	E3074972

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	15854 E OTERO CIR, CENTENNIAL, CO 80112-4778
Document Number	00D9140756
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	15854 E OTERO CIR CENTENNIAL CO 801124778, CENTENNIAL, CO 80112-4778

Mortgage

Document Number	00D9140756
Date	Dec 23, 2019
Instrument	D9140756

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2049

November 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Nov 16, 2018
Property Address	15854 E OTERO CIR, CENTENNIAL, CO 80112-4778
Document Number	00D8113024
Instrument Date	Nov 14, 2018
Instrument	D8113024
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.14
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15854 E OTERO CIR, CENTENNIAL, CO 80112-4778

Mortgage

Document Number	00D8113025
Date	Nov 16, 2018
Instrument	D8113025

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 15854 E Otero Cir was $5,501, up 12.1% from the year before.

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Centennial City
Unified School District	Cherry Creek School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,914 (-1.84%)	$715,800 (-) Land $190,000 Building $525,800
2025	$5,501.00 (+12.08%)	$44,738	$715,800 Land $190,000 Building $525,800
2024	$4,908.00
2023		$48,681 (+22.95%)	$719,600 (+26.31%) Land $190,000 Building $529,600
2022	$4,423.00 (-1.07%)	$39,595	$569,700 Land $135,000 Building $434,700
2021	$4,471.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15854 E Otero Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15854 E Otero Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARAPAHOE CNTY WWWA private · serves 31,000 people · EPA ID CO0203002
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink Fiber · DSL in parts of the area	1,000 / 1,000
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100

May also be available: Aerux Broadband, Verizon.

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