15804 E Otero Cir, Centennial (Englewood), CO 80112 Property Records

Arapahoe County property record for 15804 E Otero Cir, Centennial, CO 80112

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,963 sqft · built 2018
Owner	2 Individual Names on Record
Last Sale	$473,292 (Dec 2018)
Tax Bill	$5,070 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2073-32-3-14-099`

Property Details

APN / Parcel Number

Primary APN	`2073-32-3-14-099`
Alternative APNs	`035213111` `35213111` `213111`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,963 sqft Living Area
Gross Area	3,528 sqft
1st Floor Area	898 sqft
2nd Floor Area	1,065 sqft
Basement Area	898 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Dimensions	100 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	466 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	201 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	035213111
Street Address	15804 E OTERO CIR
City	CENTENNIAL
State	CO
Zip	80112-4778
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNSHIP T5S MAPPLATB 492 MAPPLATP 18 SUBDIVISIONCD 062445 SUBDIVISIONNAME TRAILS EDGE BLOCK 001 LOT 099 LOT 99 BLK 1 TRAILS EDGE
Legal Subdivision	TRAILS EDGE
Legal Block	2
Legal Lot Number	99
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTHWEST ARAPAHOE
Census Block Group	2
Census Block	2024
Census Tract	6863

Owner

Source: Arapahoe County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15804 E OTERO CIR, CENTENNIAL, CO 80112-4778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jul 8, 2020	Intrafamily Transfer, Transfer
Dec 10, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2018 · Amount on Record
Deed Sale	Dec 10, 2018 · Amount on Record
Deed Document Number	2018120437
Last Transfer Date	Mar 5, 2020
Transfer Doc	00E0083286
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	15804 E OTERO CIR, CENTENNIAL, CO 80112-4778
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	ASCENDANT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E1024911
Date	Feb 12, 2021
Instrument	E1024911

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	15804 E OTERO CIR, CENTENNIAL, CO 80112-4778
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ASCENDANT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0043998
Date	Apr 13, 2020
Instrument	E0043998

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2035

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	15804 E OTERO CIR, CENTENNIAL, CO 80112-4778
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00D9078546
Date	Aug 5, 2019
Instrument	D9078546

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jul 1, 2039

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ARAPAHOE CO
Recording Date	Jul 8, 2020
Property Address	15804 E OTERO CIR, CENTENNIAL, CO 80112-4778
Document Number	00E0083286
Instrument Date	Mar 5, 2020
Instrument	E0083286
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15804 E OTERO CIR, CENTENNIAL, CO 80112-4778

December 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Dec 10, 2018
Property Address	15804 E OTERO CIR, CENTENNIAL, CO 80112-4778
Document Number	00D8120437
Instrument Date	Dec 6, 2018
Instrument	D8120437
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 24, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47.33
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	15804 E OTERO CIR CENTENNIAL CO 801124778, CENTENNIAL, CO 80112-4778

Mortgage

Document Number	D8120438
Date	Dec 10, 2018
Instrument	D8120438

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2048

Tax Assessment & Valuation

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Centennial City
Unified School District	Cherry Creek School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,306 (-2.08%)	$658,600 (-) Land $190,000 Building $468,600
2025	$5,070.00 (+4.19%)	$41,163 (-12.36%)	$658,600 (-5.14%) Land $190,000 Building $468,600
2024	$4,866.00 (+17.37%)
2023		$46,970 (+28.12%)	$694,300 (+31.62%) Land $190,000 Building $504,300
2022		$36,662	$527,500 Land $135,000 Building $392,500
2021	$4,146.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARAPAHOE CNTY WWWA private · serves 31,000 people · EPA ID CO0203002
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink Fiber · DSL in parts of the area	1,000 / 1,000
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100

May also be available: Aerux Broadband, Verizon.

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