Lake County property record for 15850 45th Ave, Clearlake, CA 95422
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 800 sqft · built 1959 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $108,815 (Dec 2010) |
| Tax Bill | $3,078 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 041-111-290-000 |
| Primary APN | 041-111-290-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 800 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Construction Type | Steel Frame |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 041-111-29 |
|---|---|
| Street Address | 15850 45TH AVE |
| City | CLEARLAKE |
| State | CA |
| Zip | 95422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | 3 CLEAR LAKE HLNDS |
| Legal Block | 1 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | CLEARLAKE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 702 |
15850 45th Ave is owned by an individual who acquired it in May 2023.
Source: Lake County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15860 45TH AVE, CLEARLAKE, CA 95422-9485 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jan 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2010 · Amount on File |
| Deed Sale | Dec 20, 2010 · Amount on File |
| Deed Document Number | 201019355 |
| Last Transfer Date | May 23, 2023 |
| Transfer Doc | 0000005700 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 15850 45TH AVE, CLEARLAKE, CA 95422 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 15860 45TH AVE, CLEARLAKE, CA 95422-9485 |
| Document Number | 0000015793 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2021015793 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 15850 45TH AVE, CLEARLAKE, CA 95422 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 15860 45TH AVE, CLEARLAKE, CA 95422-9485 |
| Document Number | 0000000786 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 2022000786 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2037 |
The 2026 property tax bill for 15850 45th Ave was $3,078, up 18.8% from the year before.
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Municipality | Clearlake City |
| Unified School District | Konocti Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,078.00 (+18.8%) | $196,323 (+2%) Land $21,224 Building $175,099 |
| 2025 | $2,591.00 | $192,474 Land $20,808 Building $171,666 |
| 2023 | $775.00 (+26.22%) | $36,208 Land $12,068 Building $24,140 |
| 2022 | $614.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 15850 45th Ave in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15850 45th Ave is very high, ranking above 93% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 93% of the US · above 78% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KONOCTI COUNTY WATER DISTRICT serves 5,928 people · EPA ID CA1710006 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| DigitalPath Fixed Wireless | 400 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Verizon.
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