1585 Walker Rd, Nebo, NC 28761 Property Records

McDowell County property record for 1585 Walker Rd, Nebo, NC 28761

Property Summary

Property Type	Rural Home
Details	1 bd · 2 ba · 2,100 sqft · built 1997
Lot Size	6.82 acres (297,079 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,351 (2025)
Deeds & Mortgages	Jul 2018 Transfer Jul 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1647-00-95-6911`

Property Details

APN / Parcel Number

Primary APN	`1647-00-95-6911`
Alternative APN	`10194086`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Building Area	2,100 sqft Heated Area
Gross Area	4,325 sqft
1st Floor Area	1,425 sqft
Basement Area	1,425 sqft
Finished Basement	1,425 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	297,079 sqft (6.82 acres)
Lot Width	492 ft Width
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	10194086
Street Address	1585 WALKER RD
City	NEBO
State	NC
Zip	28761-5808
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Jurisdiction	MCDOWELL NC
Township / Civil Division	DYSARTSVILLE
Census Block Group	2
Census Block	2041
Census Tract	970903

Owner

Source: McDowell County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1585 WALKER RD, NEBO, NC 28761-5808
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2018	Quit Claim Deed, Transfer NATIONWIDE TITLE CLEARING INC
Jul 31, 2018	Quit Claim Deed, Transfer NATIONWIDE TITLE CLEARING INC
Sep 13, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Sep 13, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 31, 2018
Transfer Doc	0012500869
Record Updated	Jun 8, 2026

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jul 31, 2018
Property Address	1585 WALKER RD, NEBO, NC 28761-5808
Document Number	0012500869
Book / Page	001250 / 000869
Instrument Date	Jul 31, 2018
Instrument	3441
Transaction Type	Transfer
Record Updated	Aug 10, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1585 WALKER RD NEBO NC 287615808, NEBO, NC 28761-5808

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jul 31, 2018
Property Address	1585 WALKER RD, NEBO, NC 28761-5808
Document Number	0012500873
Book / Page	001250 / 000873
Instrument Date	Jul 31, 2018
Instrument	3442
Transaction Type	Transfer
Record Updated	Aug 10, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1585 WALKER RD NEBO NC 287615808, NEBO, NC 28761-5808

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	1585 WALKER RD, NEBO, NC 28761-5808
Document Number	0012260679
Instrument Date	Sep 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1585 WALKER RD NEBO NC 287615808, NEBO, NC 28761-5808

Mortgage

Document Number	0012260679
Date	Oct 12, 2017
Book Page	001226/000679
Instrument	4952

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	876 Months
Due	Oct 11, 2090

Interest

Rate Type	Adjustable Rate
Rate	4.33%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	1585 WALKER RD, NEBO, NC 28761-5808
Document Number	0012260696
Instrument Date	Sep 13, 2017
Transaction Type	Mortgage
Record Updated	Nov 6, 2017
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1585 WALKER RD NEBO NC 287615808, NEBO, NC 28761-5808

Mortgage

Document Number	0012260696
Date	Oct 12, 2017
Book Page	001226/000696
Instrument	4953

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	876 Months
Due	Oct 11, 2090

Interest

Rate Type	Adjustable Rate
Rate	4.33%

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,351.00 (+3.05%) Senior Citizen's exemption	$366,170 (-) Land $69,530 Building $296,640
2023	$1,311.00	$366,170 Land $69,530 Building $296,640	$366,170 Land $69,530 Building $296,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	90 / 5
Skyrunner Fixed Wireless	25 / 10

May also be available: T-Mobile.

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