1582 Walker Rd, Nebo, NC 28761 Property Records

McDowell County property record for 1582 Walker Rd, Nebo, NC 28761

Property Summary

Property Type	Rural Home
Details	5 bd · 4 ba · 2,192 sqft · built 2005
Lot Size	18.4 acres (804,989 sqft)
Owner	Company Name on Record
Last Sale	$160,000 (Jul 2019)
Tax Bill	$2,841 (2025)
Deeds & Mortgages	Jun 2021 Transfer Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1647-00-96-0978`

Property Details

APN / Parcel Number

Primary APN	`1647-00-96-0978`
Alternative APN	`75290`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	2,192 sqft Heated Area
Gross Area	4,739 sqft
1st Floor Area	2,192 sqft
Basement Area	2,192 sqft
Unfinished Basement	2,192 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	804,989 sqft (18.4 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	75290
Street Address	1582 WALKER RD
City	NEBO
State	NC
Zip	28761-5807
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	18.48 AC SURVEYED JAN 1966-69
Jurisdiction	MCDOWELL NC
Township / Civil Division	DYSARTSVILLE
Census Block Group	2
Census Block	2043
Census Tract	970903

Owner

Source: McDowell County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4668 VIEW RD, MORGANTON, NC 28655-8897
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Intrafamily Transfer, Transfer
Jul 18, 2019	Special Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jun 26, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2019 · Amount on Record
Deed Sale	Jul 18, 2019 · Amount on Record
Prior Sale	Jun 26, 2019 · Amount on Record
Deed Document Number	20193349
Deed Book / Page	1280 / 332
Last Transfer Date	Jun 3, 2021
Transfer Doc	0013590157
Record Updated	Jun 8, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCDOWELL NC
Recording Date	Jun 28, 2021
Property Address	1582 WALKER RD, NEBO, NC 28761-5807
Document Number	0013590157
Book / Page	1359 / 157
Instrument Date	Jun 3, 2021
Instrument	2021004142
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4668 VIEW RD, MORGANTON, NC 28655-8897

July 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jul 18, 2019
Property Address	1582 WALKER RD, NEBO, NC 28761-5807
Document Number	0012800332
Book / Page	1280 / 0332
Instrument Date	Jul 16, 2019
Instrument	2019003349
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 3RD AVE S # S900, 150, NASHVILLE, TN 37201-2011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W59N450 HILGEN AVE, CEDARBURG, WI 53012-2447

Mortgage

Document Number	0012800336
Date	Jul 18, 2019
Book Page	1280/0336
Instrument	2019003350

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jun 26, 2019
Property Address	1582 WALKER RD, NEBO, NC 28761-5807
Document Number	0012780584
Book / Page	001278 / 000584
Instrument Date	Jun 20, 2019
Instrument	2964
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	150 3RD AVE S #900 NASHVILLE TN 372012034, 900, NASHVILLE, TN 37201-2034

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,841.00 (+3.05%)	$419,090 (-) Land $49,530 Building $369,560
2023	$2,757.00	$419,090 Land $49,530 Building $369,560	$419,090 Land $49,530 Building $369,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	90 / 5
Skyrunner Fixed Wireless	25 / 10

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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