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1585 Nabal Ct, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1585 Nabal Ct, Oceano, CA 93445

Property Summary

Property TypePlanned Unit Development
Details3 bd · 3 ba · 1,493 sqft · built 2014
Lot Size0.08 acres (3,525 sqft)
Owner2 Individual Names on File
Last Sale$505,000 (Oct 2019)
Tax Bill$6,230 (2025)
Deeds & MortgagesMay 2021 Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN062-075-014

Property Details

APN / Parcel Number

Primary APN062-075-014

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area1,493 sqft Living Area

Exterior

Year BuiltBuilt 2014
Construction TypeWood
Lot Area3,525 sqft (0.08 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1585 NABAL CT
CityOCEANO
StateCA
Zip93445-9151
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionTR 2758 LT 14
Legal SubdivisionTRACT 2758
Legal Tract2758
Legal Lot Number14
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group1
Census Block1002
Census Tract12202

Owner

Source: San Luis Obispo County records · APN 062-075-014

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1585 NABAL CT, OCEANO, CA 93445-9151
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Oct 18, 2019Grant Deed, Transfer · Conventional with PMI
KINECTA FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 18, 2019 · Amount on Record
Deed SaleOct 18, 2019 · Amount on Record
Prior SaleJan 27, 2015 · Amount on Record
Deed Document Number2019046150
Record UpdatedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1585 NABAL CT, OCEANO, CA 93445-9151
Transaction TypeMortgage
Record UpdatedMay 26, 2021
Title CompanyORANGE COAST TITLE/CA, ORANGE COAST TITLE ONTARIO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1585 NABAL CT, OCEANO, CA 93445-9151

Mortgage

Document Number0000036052
DateMay 14, 2021
Instrument2021036052
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 18, 2019
Property Address1585 NABAL CT, OCEANO, CA 93445-9151
Document Number0000046150
Instrument DateSep 16, 2019
Instrument46150
Transaction TypeTransfer
Record UpdatedOct 29, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$555.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1585 NABAL CT OCEANO CA 934459151, OCEANO, CA 93445-9151

Mortgage

Document Number46151
DateOct 18, 2019
Instrument46151
Lender
NameKINECTA FCU
TypeCredit Union
AddressMANHATTAN BEACH, CA 90266
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 17, 2049

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,230.00 (+4.62%)$552,287 (+4.04%) Land $246,068 Building $306,219
2023$5,955.00 (+1.47%)$530,843 Land $236,514 Building $294,329
2022$5,869.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Surfnet Communications
Fixed Wireless		100 / 20

May also be available: Peak WiFi, Radiate Holdings, Verizon.

Based on FCC filings for 633 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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